926 Settlers Trl, Mars Hill, NC, 28754
About This Home
Stunning newly constructed home located in the private, gated community of Settlers Cove, just 10 minutes from Mars Hill, the home of Mars Hill University, and 20 minutes from vibrant Asheville. This 2,530 sq. ft. home offers the perfect blend of mountain charm and modern comfort. The Wesley, designed by Don Gardner, is a thoughtfully crafted two-story home with spacious living areas, natural light, and peaceful mountain living. The main floor features a primary bedroom suite with walk-in closets and a full bathroom. A great room with a wood fireplace is also included with giving access to a screen porch with vaulted ceilings and a rear porch with a cathedral ceiling. The main level also features a kitchen, dining room, foyer and half bath. Skylights brighten the main level living. Downstairs, the walkout basement includes two full bedrooms, a shared full bathroom, and a large recreation room with access to a lower porch and spa area. This home design has everything you need for comfortable mountain living.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Construction materials: Fiber Cement,Stone Veneer
Other
- Builder model: The Wesley
- Builder name: Mountain Valley Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Exhaust Hood,Microwave,Refrigerator,None
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bathroom Half
- Level: Main
Bedroom S
- Features: Walk-In Closet(s)
- Level: Basement
Bedroom S
- Features: Walk-In Closet(s)
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Living Room,Wood Burning
- Finished area below ground: 1,010
- Finished area above ground: 1,520
Great Room
- Features: Vaulted Ceiling(s)
- Level: Main
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,520
- Total interior livable area: 2,530 sqft
Kitchen
- Level: Main
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Main
Recreation Room
- Level: Basement
Utility Room
- Level: Main
Property
Details
- Parcel number: 9746049622
- Zoning: R-A
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Rear Porch
Lot
- Lot size: 1.84 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Ice Storm
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,801 | $81,612 |
| Home Insurance * | $578 | $6,936 |
| Property Taxes | $537 | $6,444 |
| Electricity | $235 | $2,827 |
| Total | $8,151 | $97,812 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $1,250,000 |
| 2025-09-25 | Price change | $1,395,000 |
| 2025-07-21 | Price change | $1,250,000 |
| 2025-05-30 | Price change | $1,150,000 |
| 2025-05-04 | Listed for sale | $1,250,000 |
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