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160 Whitney Blvd #4, Lake Lure, NC, 28746

1beds
2baths
474sqft
$89,000
$188price/sqft
$736/moest. monthly cost
$29,440/yrincome needed

About This Home

Lovely end unit in Rumbling Bald on Lake Lure. Desirable upper level studio condo that comes fully furnished. Tastefully updated and staged, this active STR is the perfect getaway and/or investment property. Enjoy your morning coffee on the peaceful covered deck with easy access off the kitchen area. There is a vanity area next to the full bathroom. All underground utilities with High Speed Fiber Internet available. The perfect location for living or vacationing while enjoying the many Rumbling Bald amenities including Two Championship Golf Courses, Private Beach, Wellness Center, Water Activities, Hiking Trails, Restaurants, and much, much more!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-812.2 mi
4/10
R-S Central High SchoolGrades 9-1212.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 474

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,Wall Unit(s)

Interior Area

  • Total structure area: 474
  • Total interior livable area: 474 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 1600689
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Upper
  • Pool features: Community
  • Spa features: Community
  • Waterfront features: Beach - Public,Boat Slip (Lease/License),Boat Slip – Community,Paddlesport Launch Site - Community,Pier - Community
  • Waterbody name: Lake Lure

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$28$336
Property Taxes $58$696
Electricity $200$2,405
Total$736$8,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,234/yr
40% on housing$22,080/yr
45% on housing$19,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$288
Rutherford County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$99,900
2026-02-25Listing removed$1,050
2026-02-15Listing removed$114,900
2025-10-04Price change$114,900
2025-08-27Listed for rent$1,050
2025-08-14Price change$124,900
2025-05-02Listed for sale$125,000
2024-11-30Listing removed$1,200
2024-11-08Listed for rent$1,200
2024-10-06Listing removed$1,200
2024-09-10Listed for rent$1,200
2023-05-30Sold$134,500
2022-12-09Listed for sale$130,000
2020-02-20Sold$44,900
2013-05-01Sold$39,000

For Sale by Agent

AgentMichael Zerressen
BrokerageRumbling Bald Real Estate

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