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4 Fitzgerald Rd, Black Mountain, NC, 28711

3beds
3baths
1,555sqft
$759,000
$488price/sqft
$4,608/moest. monthly cost
$184,320/yrincome needed

About This Home

Tucked along a picturesque street in The Village of Cheshire, this bright and beautifully maintained 3-bedroom, 2.5-bath Craftsman townhome is a rare opportunity—ideal as a full-time residence, a peaceful retreat, or an income-producing investment rental property. Offering exceptional value in one of Black Mountain’s most welcoming and scenic neighborhoods, the home's inviting main level features an open, light-filled layout with hardwood flooring throughout, complemented by a large covered front porch and a spacious private courtyard with a new tile floor—perfect for relaxing or entertaining. Upstairs, the primary suite captures lovely mountain views, while two additional guest bedrooms and a second full bath provide ample space for friends or family. The home was freshly painted inside and out in 2025, with new carpeting in the bedrooms and on the staircase. A thoughtfully redesigned laundry room adds convenience and functionality, and the home includes a two-car attached garage. The peaceful Cheshire community offers walking trails, a central park with flowing stream, and popular restaurants and market— you can walk to lunch, dinner, or for a morning coffee. Also a short walk away from the Y, a modern fitness facility with indoor pool, and a racquet club with indoor and outdoor pickleball courts. Conveniently located less than a mile from I-40 and downtown Black Mountain, this attractive townhome combines charm, comfort, and accessibility.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Black Mountain PrimaryGrades PK-31.2 mi
6/10
Charles D Owen MiddleGrades 6-83.2 mi
7/10
Charles D Owen HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Stone,Wood

Type & Style

  • Home type: Townhouse
  • Architectural style: Arts and Crafts
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,555

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,555
  • Total interior livable area: 1,555 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 061931821800000
  • Zoning: TND
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Front Porch,Patio
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Lot

  • Lot size: 0.05 Acres
  • Features: Level,Views

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,On Street,Shared Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$211$2,532
Property Taxes $360$4,320
Electricity $200$2,405
Total$4,608$55,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,988/yr
40% on housing$138,240/yr
45% on housing$122,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$270
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$759,000
2025-06-27Sold$675,000
2025-06-03Listed for sale$675,000

For Sale by Agent

AgentEddie Colley, Keller Williams Professionals
BrokerageKeller Williams Professionals

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