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814 Wilbrown Cir, Charlotte, NC, 28217

2beds
1baths
984sqft
$225,000
$229price/sqft
$1,551/moest. monthly cost
$62,040/yrincome needed

About This Home

This charming 2-bedroom, 1-bath ranch home offers the perfect blend of comfort, character, and convenience. Step inside to discover a warm and inviting layout filled with cozy living spaces designed for easy everyday living. The kitchen provides plenty of cabinet space and a welcoming atmosphere for cooking and gathering. Both bedrooms are comfortably sized, making the home ideal for first-time buyers, investors, or anyone seeking low-maintenance living. Outside, enjoy a spacious yard perfect for relaxing, gardening, or entertaining guests. The classic ranch design offers single-level convenience and timeless curb appeal. Nestled in a desirable location close to shopping, dining, parks, and schools, this home combines peaceful living with everyday accessibility. Whether you're searching for a starter home or a smart investment opportunity, this adorable property is ready to welcome you home.

Getting Around

33
WalkingCar-Dependent
38
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

6/10
Pinewood ElementaryGrades PK-51.8 mi
4/10
Alexander Graham MiddleGrades 6-83.6 mi
1/10
Harding University HighGrades 9-124.9 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Full,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Mud Room,Inside,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Den

  • Level: Main

Features

  • Flooring: Vinyl,Wood,Other
  • Finished area below ground: 0
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 16705410
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.28 Acres
  • Features: Level,Sloped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$85$1,020
Property Taxes $129$1,548
Electricity $200$2,405
Total$1,551$18,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,177/yr
40% on housing$46,530/yr
45% on housing$41,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 28217$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28217$248
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$199,999
2026-07-10Price change$225,000
2026-06-18Price change$239,900
2026-05-22Listed for sale$250,000

For Sale by Agent

AgentTyler Goldsmith
BrokerageReal Broker, LLC

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