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4845 Smoketalk Ln #7, Westerville, OH, 43081

4beds
3baths
1,879sqft
$205,000
$109price/sqft
$1,567/moest. monthly cost
$62,680/yrincome needed

About This Home

Short Sale - MULTIPLE OFFERS HAVE BEEN SUBMITTED Subject to Lender Approval. NO SHOWINGS CURRENTLY CURB OFFERS ONLY Spacious 4-bedroom, 2-bath condo in a desirable Westerville community featuring an updated kitchen, open dining area, and bright living room with access to a private outdoor space. Upstairs offers large bedrooms with ample storage and views of the mature, tree-lined setting. The finished lower level recently experienced a water intrusion/flooding event and is being sold AS-IS. Will need finished Buyer to conduct all inspections and due diligence. Property is priced accordingly and offers excellent potential for someone willing to renovate and restore the space price is subject to bank approval. Enjoy neighborhood walking paths, multiple outdoor areas, and access to the community pool. Buyer must allow time for lender short sale approval. Subject to third-party consent.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
McVay Elementary SchoolGrades K-52.0 mi
6/10
6/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Window features: Storm Window(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,879
  • Total interior livable area: 1,879 sqft

Property

Details

  • Parcel number: 600167793
  • Special condition: Short Sale,Standard

Features

  • Levels: Two
  • Exterior features: Balcony

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$69$828
Property Taxes $261$3,132
Electricity $201$2,418
Total$1,567$18,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,725/yr
40% on housing$47,010/yr
45% on housing$41,786/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 43081$194
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43081$211
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-14Listed for sale$179,000
2025-09-30Listing removed$273,900
2025-08-22Price change$273,900
2025-01-14Listed for sale$275,000
2024-12-18Listing removed$264,900
2024-09-27Price change$264,900
2024-09-06Listed for sale$269,900
2023-03-07Sold$240,000
2023-02-06Contingent$245,000
2023-02-02Listed for sale$245,000
2019-02-08Sold$185,000
2016-04-25Sold$178,000

For Sale by Agent

AgentAngel R Perez
BrokerageColdwell Banker Realty

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