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2 Fm 713, Lockhart, TX, 78644

0beds
0baths
--sqft
$375,000
--price/sqft
$2,725/moest. monthly cost
$109,000/yrincome needed

About This Home

SELLER FINANCING AVAILABLE | FLEXIBLE TERMS | ITIN OK | SE HABLA ESPAÑOL Beautiful unrestricted acreage featuring mature oak trees, pond, and exceptional flexibility for residential, commercial, or agricultural use. Located just minutes from Lockhart conveniences while maintaining privacy and country feel. PRICE OPTIONS • $385,000 Seller Finance Price • 10% Down Payment Required • Cash Offers Also Welcome PROPERTY HIGHLIGHTS • Mature oak trees throughout property • Wet Weather pond creating natural beauty and potential recreational use • Level to gently rolling terrain with excellent usability • No restrictions • No zoning • No city limits • No ETJ • Ideal for commercial, light industrial, or business use UTILITIES • 2 phase and 3 phase electric available on site (major advantage for commercial or industrial users) • Well water available COMMERCIAL POTENTIAL • Commercial use fully allowed • Surrounding area seeing increased commercial activity • Excellent opportunity for shop, yard, contractor base, fabrication, storage, or small industrial operation REPORTS & SURVEYS INCLUDED • Topographic survey included • Boundary survey included • Geotechnical (soil) report included ALLOWED USES • Residential • Commercial • Agricultural • Investment or development opportunities LOCATION & ACCESS • Located off FM 713 and Old McMahan Road • Approximately 10 minutes to Walmart and HEB • Approximately 7 minutes to Downtown Lockhart, known for nationally recognized BBQ destinations • Easy access to Austin area growth corridors SELLER FINANCING TERMS • Seller financing available • Seller finance price: $385,000 • 10% down payment required • ITIN accepted • Additional loan terms available upon request • 5,10 or 15 year loan available

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Lockhart High SchoolGrades 9-124.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: None

Property

Details

  • Parcel number: TBD Tract 2
  • Special condition: Standard

Features

  • Patio & porch: None
  • Fencing: Partial, Perimeter
  • Has view: Yes
  • View description: Pasture,Pond,Rural,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond
  • Topography of land: gently rolling and slopes toward pond

Lot

  • Lot size: 10.90 Acres
  • Features: Cleared,Gentle Sloping,Public Maintained Road,Trees-Large (Over 40 Ft),Trees-Medium (20 Ft - 40 Ft)

Parking

  • Parking features: Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$263$3,156
Property Taxes $328$3,936
Electricity $238$2,859
Total$2,725$32,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,428/yr
40% on housing$81,750/yr
45% on housing$72,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$379
Caldwell County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$375,000
2026-02-12Price change$385,000
2026-01-20Price change$350,000
2026-01-11Price change$375,000
2025-10-21Listed for sale$385,000
2025-08-13Contingent$385,000
2025-06-24Listed for sale$385,000
2021-11-27Listing removed--
2021-10-24Contingent$125,000
2021-09-14Listed for sale$125,000

For Sale by Agent

AgentJanet Spillers
BrokerageTX Brokers

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