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262 N Willomont Ave, Gallatin, TN, 37066

2beds
1baths
1,041sqft
$289,900
$278price/sqft
$1,867/moest. monthly cost
$74,680/yrincome needed

About This Home

THIS IS A SMOKE FREE AND ANIMAL FREE HOME! PLEASE NOTE: ALTHOUGH THE PICTURES ARE RECENT, WE WILL BE UPDATING THIS LISTING WITH BETTER PHOTOS OF THE ROOMS WITH NO FURNITURE AFTER 5/9/26. THIS IS FSBO (FOR SALE BY OWNER). WE ARE NOT WISHING TO USE A REALTOR, AT THIS TIME. THANK YOU. If you know of anyone looking to buy a starter home, or they just simply want a great little home to enjoy, with a very nice lot, please contact me. RING CAMERAS AND SECURITY ON PROPERTY. THIS CHARMING, COZY AND EFFICIENT SINGLE-LEVEL BUNGALOW NEAR THE HISTORIC DISTRICT, BUILT IN 1937, OFFERS 1,041 SQUARE FEET, A NEW HVAC SYSTEM (2025), NEW HOT WATER HEATER (2024) FRESHLY REFINISHED HARDWOOD FLOORS BOASTING A RICH CHERRY STAIN, STORAGE BUILDING AND A NICE YARD (NEIGHBORS ARE GREAT, AS AN ADDED BONUS). NEW EXTERIOR PAINT (SHUTTERS AND PORCH). THIS ADORABLE HOME IS IN A HIGHLY DESIRED AREA, AS GALLATIN, ALTHOUGH GROWING, OFFERS THAT “SMALL TOWN” FEEL. CENTRALLY LOCATED AND CLOSE TO SUMNER HOSPITAL. LOTS OF LOCAL SHOPPING, EATERIES AND COFFEE SHOPS NEARBY. THIS ONE-LEVEL HOME FEATURES LIVING ROOM, TWO BEDROOMS (WITH A JACK AND JILL CLOSET) ONE BATHROOM, DINING ROOM, KITCHEN, LAUNDRY/STORAGE ROOM, DECK (BEING NEWLY STAINED AND A FEW MINOR REPAIRS, SOON – 2026) AND A ROCKING CHAIR FRONT PORCH. THE KITCHEN INCLUDES OVEN, REFRIGERATOR AND DISHWASHER. CONVENIENTLY LOCATED TO COMMUTING ROUTES, STATE ROUTE/HWY 109, (TO EAST/SOUTH), US 31E (NASHVILLE PIKE/GREENLEA BLVD), STATE ROUTE 386 (VIETNAM VETERANS BLVD), AND STATE ROUTE 25 (HARTSVILLE PIKE). BUILT IN 1937. 1,041 SQUARE FEET. LOT SIZE - 0.28 ACRES. UTILITIES GALLATIN PUBLIC UTILITES – includes gas/water/sewer/trash GALLATIN DEPARTMENT OF ELECTRICITY – electric XFINITY – CABLE PROPERTY TAXES 2026 - $976.00- PAID IN FULL GALLATIN CITY RECORDER (CONNIE W. KITTRELL ) SUMNER COUNTY (Cindy Williams – Trustee) CLOSING COSTS WILL BE DIVIDED EQUALLY BETWEEN SELLER AND BUYER NO MONEY IS OWED ON THIS PROPERTY

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

2/10
Guild Elementary SchoolGrades PK-51.4 mi
5/10
5/10

Construction

Condition

  • Year built: 1937

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,041 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance $116$1,392
Property Taxes $111$1,332
Electricity $175$2,103
Total$1,867$22,404

Income You'd Need if You Spent...

35% on housing$64,011/yr
40% on housing$56,010/yr
45% on housing$49,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 37066$215
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37066$221
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Listed for sale$280,000

For Sale by Owner

AgentProperty Owner

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