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104 Hopkins Ave APT 1, Jersey City, NJ, 07306

2beds
2baths
846sqft
$285,000
$337price/sqft
$2,106/moest. monthly cost
$84,240/yrincome needed

About This Home

Welcome to 104 Hopkins Ave in the highly desired Jersey City Heights, an impeccably renovated 846 square foot garden level residence offering 2 spacious bedrooms and 2 full bathrooms. This beautifully updated home features stainless steel appliances, modern finishes, and a smart layout that maximizes both comfort and functionality, plus the added convenience of an in unit washer and dryer. Enjoy the ease of being just moments from parks, shopping, restaurants, and transportation, making commuting and everyday living effortless. Move in ready and perfectly located, this home delivers style, convenience, and comfort all in one.

Getting Around

93
WalkingWalker's Paradise
83
TransitExcellent Transit
60
BikeBikeable

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 846
  • Total interior livable area: 846 sqft

Property

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$102$1,224
Property Taxes $370$4,440
Electricity $193$2,318
Total$2,106$25,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,205/yr
40% on housing$63,180/yr
45% on housing$56,160/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 07306$418
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07306$505
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$315,000
2026-03-03Listed for sale$325,000
2025-07-15Listing removed$2,600
2025-05-15Price change$2,600
2025-02-19Price change$2,700
2025-02-03Listed for rent$2,900
2024-01-08Sold$320,000
2023-11-03Listed for sale$315,000
2023-11-03Listing removed--
2023-10-12Listed for sale$325,000
2023-10-04Listing removed--
2023-08-07Price change$369,900
2023-07-17Price change$384,999
2023-05-30Price change$399,900
2023-05-09Price change$424,999
2023-04-25Listed for sale$449,999
2021-03-02Sold$280,000
2021-02-08Listed for sale$299,000

For Sale by Agent

AgentJUSTIN P WROBEL
BrokerageHOWARD HANNA RAND REALTY

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