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490 Elizabeth Way, Hudson, WI, 54016

3beds
3baths
2,880sqft
$600,000
$208price/sqft
$4,254/moest. monthly cost
$170,160/yrincome needed

About This Home

Enjoy easy single-level living with an open floor plan, large windows and a brick fireplace. The kitchen features a step-in pantry and oversized center island. The owner’s suite includes a barnwood accent wall, custom-organized closet and private bath with dual sinks, soaking tub and separate shower. A nearby laundry room adds everyday convenience. Downstairs, a wood-accented stairwell leads to a huge family room and two additional bedrooms. Set on a corner lot with a deck, close to parks, schools and shopping. NO HOA

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Rock Elementary SchoolGrades K-50.8 mi
5/10
Hudson Middle SchoolGrades 6-80.8 mi
9/10
Hudson High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Storage Space

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Level: Lower
  • Area: 234
  • Dimensions: 18x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Level: Lower
  • Area: 494
  • Dimensions: 26x19

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,360
  • Total interior livable area: 2,880 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Living Room

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 236207834000
  • Zoning description: Residential-Single Family
  • Foundation area: 1680

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Fencing: Vinyl

Lot

  • Lot size: 9,496 sqft
  • Features: Corner Lot
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$219$2,628
Property Taxes $732$8,784
Electricity $270$3,247
Total$4,254$51,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,851/yr
40% on housing$127,620/yr
45% on housing$113,440/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 54016$215
St. Croix County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54016$216
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$600,000
2022-06-30Sold$608,000
2022-05-03Pending sale$599,000
2022-04-25Price change$599,000
2022-04-21Listed for sale$625,000
2021-06-23Sold$589,900
2021-02-19Listing removed--
2021-02-07Listed for sale$549,900

For Sale by Agent

AgentMary Yacoub-Raad
BrokerageRealty ONE Group SIMPLIFIED

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