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182 Hillmont Dr, Garner, NC, 27529

5beds
4baths
3,325sqft
$509,000
$153price/sqft
$3,318/moest. monthly cost
$132,720/yrincome needed

About This Home

Motivated Seller | Rare Opportunity -- Ideal Family Home with Strong Investment Potential Step into comfort, space, and long-term value with this beautifully designed 5-bedroom, 3.5-bath home in a highly desirable Garner location. Built in 2021, this modern residence offers the perfect balance of everyday living and smart investing. From the moment you enter, you're welcomed by soaring ceilings and abundant natural light that create a bright, open, and inviting atmosphere--perfect for both relaxing with family and hosting guests. The spacious living area flows seamlessly into a well-appointed kitchen featuring granite countertops, a large island, stainless steel appliances, and generous cabinet space. The main-level primary suite provides privacy and convenience, complete with a spacious bath and walk-in closet. Four additional bedrooms offer flexibility for growing families, guests, home office space, or multi-purpose living. One of the standout features is the fully paid-off solar system--delivering immediate savings on utility costs and long-term energy efficiency. Enjoy quiet mornings on the covered front porch or unwind in the private backyard. Additional highlights include a two-car garage, dedicated laundry area, and low HOA fees. Live In It. Grow Into It. Or Maximize Its Potential. Whether you're looking for a place to call home or a property with income-generating possibilities, this home offers exceptional flexibility. Its size, layout, and location make it well-suited for long-term living or permitted rental use (buyer to verify local guidelines). Optional Turnkey Setup Furniture may be available separately, offering a convenient move-in or ready-to-use opportunity. Located just minutes from shopping, dining, I-40 access, parks, and everyday essentials. Seller is motivated--bring your offer. Schedule your private showing today.''

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Polenta ElementaryGrades PK-50.4 mi
8/10
Swift Creek MiddleGrades 6-82.0 mi
6/10
Cleveland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Fiberglass, Shingle
  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Exhaust Fan,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,325

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Attic Fan,Central Air,Electric

Interior Area

  • Total structure area: 3,325
  • Total interior livable area: 3,325 sqft

Property

Details

  • Parcel number: 06F04080T
  • Zoning: RAG
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Fencing: Fenced
  • Has view: Yes

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$184$2,208
Property Taxes $252$3,024
Electricity $309$3,716
Total$3,318$39,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,760/yr
40% on housing$99,540/yr
45% on housing$88,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 27529$172
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27529$188
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listing removed$3,900
2026-02-27Price change$3,900
2026-02-13Price change$519,800
2026-02-12Price change$2,980
2026-02-06Listed for sale$527,046
2026-02-06Price change$3,200
2026-02-03Listing removed--
2026-01-31Price change$527,046
2025-12-04Price change$2,980
2025-11-17Price change$2,400
2025-11-14Listed for rent$3,200
2025-11-11Listed for sale$529,046
2025-03-17Sold$495,000
2025-02-18Pending sale$500,000
2025-02-13Price change$500,000
2025-01-19Price change$510,000
2025-01-01Listed for sale$530,000
2021-10-18Sold$384,400
2021-02-06Pending sale$384,400
2021-02-06Listed for sale$384,400

For Sale by Agent

AgentAndrea Andrado Ochoa
BrokerageCollective Realty LLC

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