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4439 Federal Rd, Livonia, NY, 14487

5beds
3baths
2,684sqft
$425,000
$158price/sqft
$3,432/moest. monthly cost
$137,280/yrincome needed

About This Home

Historic 4.5 bedroom, 2.5 bath home & barns on 8 acres. This very well maintained home features: Metal roof, generator, Phoenix alarm system, Bath fitter walk in shower, 1st floor laundry, newer appliances, Stainmaster carpet, Rochester Colonial Windows, gutter caps, town water & separate well, 2.5 car garage, 5 fireplaces, etc, etc. Views to East & South. Nice setup for horses, barns ready to meet your needs, storage, animals, etc. Taxes & assessments to be determined.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Livonia Elementary SchoolGrades PK-61.8 mi

Construction

Condition

  • Year built: 1804

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Oil
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,684 sqft

Property

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Territorial,Mountain

Lot

  • Lot size: 8 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Livingston County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$153$1,836
Property Taxes $687$8,244
Electricity $443$5,322
Total$3,432$41,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,668/yr
40% on housing$102,960/yr
45% on housing$91,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 14487$306
Livingston County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 14487$165
Livingston County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Listed for sale$425,000
2026-02-03Listing removed--
2025-11-05Price change$485,000
2025-09-26Listed for sale$500,000
2022-05-20Sold$380,900
2022-03-09Pending sale$349,900
2022-02-18Listed for sale$349,900
2022-01-14Listing removed--
2021-10-01Price change$349,900
2021-08-26Price change$389,000
2021-08-07Listed for sale$375,000
2021-08-02Listing removed--
2021-05-25Price change$389,000
2021-02-01Listed for sale$399,000

For Sale by Owner

AgentProperty Owner

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