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7 Main Street, Catskill, NY, 12414

2beds
5baths
6,504sqft
$1,100,000
$169price/sqft
$8,902/moest. monthly cost
$356,080/yrincome needed

About This Home

Hudson River Waterfront Opportunity in the Heart of the Hudson Valley Positioned directly on the banks of the iconic Hudson River, 7 Main Street presents a rare opportunity to acquire one of the most recognizable waterfront commercial properties in the Region. With sweeping river views, a rooftop deck, expansive indoor dining space, outdoor waterfront seating, and a residential apartment, this landmark property offers the flexibility to continue as a thriving restaurant, event venue, hospitality destination, brewery, cocktail concept, wedding venue, or mixed-use investment. Million dollar earning power potential. 87.8 Nautical miles from Manhattan. The property has undergone significant improvements, including a commercial kitchen installation and extensive renovations, creating a turnkey foundation for the next operator or investor. Guests enjoy panoramic Hudson River & Catskill Creek vistas from nearly every vantage point, including the glass-enclosed dining room, rooftop deck, and outdoor patio. Strategically located adjacent to public waterfront amenities, parks, event facilities, and the Village's growing tourism corridor, the property benefits from strong seasonal traffic generated by boaters, visitors, second-home owners, wedding guests, and year-round residents exploring the Catskills and Hudson Valley. Additional features include ample on-site parking, boat dock space, substantial storage and office space, a detached secondary kitchen structure, and a two-bedroom apartment ideal for owner occupancy, staff housing, or supplemental income. Conveniently located just minutes from Hudson, Amtrak, NYS Thruway Exit 21, Windham Mountain Club, Hunter Mountain, and countless outdoor recreation destinations, this is a rare chance to secure a marquee waterfront asset in one of Upstate New York's fastest-growing tourism and lifestyle markets. Come to Catskill!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Combination,Concrete Perimeter

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Built-In Refrigerator,Built-In Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 5

Features

  • Flooring: Concrete,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 6,504

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,504
  • Total interior livable area: 6,504 sqft

Property

Details

  • Parcel number: 172.1014
  • Zoning: 09-WD-.17Res

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Side Door
  • Patio & porch: Awning(s),Deck,Patio
  • Exterior features: Awning(s),Balcony,Boat Slip,Dock
  • Fencing: Partial
  • Has view: Yes
  • View description: Marina,River,Water
  • Has water view: Yes
  • Water view: Marina,River,Water
  • On waterfront: Yes
  • Waterfront features: Creek,River Front
  • Waterbody name: Hudson River
  • Frontage type: River

Lot

  • Lot size: 0.67 Acres
  • Features: Cul-De-Sac,Views
  • Lot size dimensions: Acres

Parking

  • Parking features: Off Site,Paved,On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Hail
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$598$7,176
Property Taxes $1,668$20,016
Electricity $1,074$12,898
Total$8,902$106,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,211/yr
40% on housing$267,060/yr
45% on housing$237,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 12414$219
Cayuga County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 12414
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$1,100,000
2026-06-12Listed for sale$1,395,000

For Sale by Agent

AgentNatasha Witka
BrokerageCentury 21 New West

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