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2624 Lucca Pl, Lexington, KY, 40509

4beds
5baths
4,922sqft
$1,000,000
$203price/sqft
$6,875/moest. monthly cost
$275,000/yrincome needed

About This Home

This custom-built home in Tuscany is the kind of home that makes people stop mid-tour and take it all in. The soaring entryway sets the tone opening into a spacious dining room, an open kitchen, and beautiful custom millwork throughout. The living room brings the warmth with cedar beams and a remote-operated gas fireplace framed by a stunning ceramic surround. The chef's kitchen features floor-to-ceiling cabinetry, a full KitchenAid suite, an eat-in dining area, and an oversized pantry that actually fits your life. The first floor primary suite is the real showstopper: it features a custom walk in closet, 10 foot double vanity with quartz countertops and a makeup area, soaking tub, massive shower, smart toilet, heated floors, and spa worthy marble from floor to ceiling. Upstairs holds three large bedrooms and two marble bathrooms with custom handrails on the staircase. The finished basement adds a full kitchen, a bonus room, a guest bedroom, and a full bath, providing significant square footage with real flexibility. Seller is licensed Realtor in the State of Kentucky.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
4/10
Crawford Middle SchoolGrades 6-81.5 mi
7/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Finished,Full,Sump Pump

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom4

  • Level: Lower

Bathroom5

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Soaking Tub
  • Flooring: Hardwood,Marble,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,900
  • Finished area above ground: 3,022

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,922
  • Total interior livable area: 4,922 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 38269380

Features

  • Levels: Two
  • Fencing: Privacy
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,840 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$361$4,332
Property Taxes $1,070$12,840
Electricity $388$4,664
Total$6,875$82,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,714/yr
40% on housing$206,250/yr
45% on housing$183,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$194
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$1,195,000
2026-04-15Listed for sale$1,245,000
2026-04-08Listing removed$1,310,000
2026-03-19Price change$1,310,000
2026-01-07Price change$1,325,000
2025-12-12Listed for sale$1,350,000
2025-04-21Listing removed$1,245,000
2025-04-07Price change$1,245,000
2025-03-31Price change$1,250,000
2025-02-03Price change$1,280,000
2024-11-15Listed for sale$1,300,000
2021-06-04Sold$107,000
2021-04-19Listing removed--
2021-01-29Listed for sale$549,000
2017-10-02Sold$84,500

For Sale by Agent

AgentWhitney Pannell
BrokerageTeam Pannell Real Estate

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