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2045 Broad St, Crestview, FL, 32536

3beds
2baths
1,605sqft
$319,900
$199price/sqft
$2,288/moest. monthly cost
$91,520/yrincome needed

About This Home

VA assumable loan at 2.75% available for qualified buyers (subject to lender approval). Welcome to the beautiful St. Charleston Place subdivision, featuring spacious lots, professional landscaping, and sprinkler systems. This stunning ranch-style home sits on a .34-acre corner lot and offers 1,605 sq ft with 3 bedrooms and 2 bathrooms. The open floor plan is perfect for entertaining, with upgraded flooring in the main living areas and carpeted bedrooms. The kitchen features granite countertops, and the home offers a covered back porch and a spacious backyard. Additional highlights include a brick exterior and an upgraded primary bath.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
8/10
Davidson Middle SchoolGrades 6-81.5 mi
4/10
Crestview High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Double Oven,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 138
  • Dimensions: 12 x 11.5

Bedroom

  • Level: First
  • Area: 140.4
  • Dimensions: 12 x 11.7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Cathedral Ceiling(s),Pantry
  • Flooring: Vinyl,Carpet
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 381.71
  • Dimensions: 19 x 20.09

Interior Area

  • Total structure area: 1,605
  • Total interior livable area: 1,605 sqft

Living Room

  • Level: First
  • Area: 204.8
  • Dimensions: 12.8 x 16

Master Bathroom

  • Level: First
  • Area: 204.8
  • Dimensions: 12.8 x 16

Other

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 304N231125000B0080
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Private Yard

Lot

  • Lot size: 6,833 sqft
  • Lot size dimensions: 145.4 x 47

Parking

  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$280$3,360
Property Taxes $194$2,328
Electricity $197$2,366
Total$2,288$27,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,445/yr
40% on housing$68,640/yr
45% on housing$61,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 32536$149
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32536$166
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$325,000
2026-01-08Price change$330,000
2025-12-26Listed for sale$340,000
2021-12-09Sold$316,590

For Sale by Agent

AgentBashan B Thomas
BrokerageBastion Realty LLC

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