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401 Holman Dr APT 4, Shelby, NC, 28150

2beds
2baths
1,328sqft
$269,900
$203price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

This charming single-level 2-bedroom, 2-bath townhome offers the perfect blend of low-maintenance living, modern updates, and elegant details—without stairs or extensive upkeep. Step inside to an inviting layout featuring a vaulted family room accentuated by a beautiful fandelier for both style and comfort. Plantation shutters grace the windows throughout the home adding timeless sophistication while providing excellent light control and privacy. The kitchen is a standout with thoughtful upgrades like over-cabinet lighting that highlights your cabinetry and creates a warm ambiance—perfect for meal prep or entertaining. Adjacent, the dining room boasts classic wainscoting for a touch of refined character. Fresh newer paint and carpet give the entire interior a crisp, move-in-ready feel, complemented by updated faucets and lighting fixtures that add contemporary polish without excess. Outside, enjoy a partially fenced backyard on a peaceful cul-de-sac lot—great for relaxing, gardening or simply unwinding in a quiet spot away from through traffic. Recent major updates ensure peace of mind: a 2022 HVAC system and 2022 water heater mean efficient, reliable performance and peace of mind. The finished 1-car garage provides secure parking. This turn-key gem is ready for its new owners. If you’re picturing cozy evenings under that sparkling chandelier or morning coffee in the serene backyard, this could be your ideal next home. Shopping, Restaurants and Medical close by.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Elizabeth ElementaryGrades PK-52.3 mi
4/10
Shelby MiddleGrades 6-81.8 mi
3/10
Shelby HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Construction materials: Synthetic Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater,Microwave
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,328

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 47814
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 0.07 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$120$1,440
Property Taxes $143$1,716
Electricity $200$2,405
Total$1,827$21,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$289,900
2022-07-24Listing removed--
2022-07-07Listed for sale$182,000
2022-07-02Pending sale$182,000
2022-07-01Listed for sale$182,000
2017-09-15Sold$102,500
2012-07-19Sold$100,000

For Sale by Agent

AgentDebra Palazzolo
BrokerageSouthern Homes of the Carolinas, Inc

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