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88 N Main St NE, Cedar Springs, MI, 49319

3beds
2baths
3,660sqft
$429,900
$117price/sqft
$3,094/moest. monthly cost
$123,760/yrincome needed

About This Home

Spotless from top to bottom. When looking for an investment property that checks all of the boxes, this Cedar Springs building does the job. With street retail on the main level and a 3 bedroom, totally renovated apartment on the upper level, you'll be able to see how the owners have spared no detail. Staring with a new roof, and adding in new forced air furnace/AC, exterior siding, metered electrical and complete buildout of the commercial space. Current lower level tenant has 8 years left on a 10 year NNN lease showing their commitment to this location in the heart of downtown Cedar Springs. This is an investment that you'll be proud to own.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

7/10
10/10
Cedar Springs High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Rubber
  • Construction materials: Block,Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,660 sqft

Property

Details

  • Parcel number: 410330308002
  • Zoning description: B-2

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Sidewalk
  • Lot size dimensions: 22 x 132

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$146$1,752
Property Taxes $376$4,512
Electricity $399$4,790
Total$3,094$37,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,080/yr
40% on housing$92,820/yr
45% on housing$82,506/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 49319$154
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49319$188
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$429,900
2025-04-25Sold$330,000
2025-04-14Pending sale$349,900
2025-04-09Listed for sale$349,900

For Sale by Agent

AgentRoger Ackerman
BrokerageKeller Williams GR North

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