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18575 SW Century Dr #1013, Bend, OR, 97702

3beds
3baths
1,024sqft
$400,000
$391price/sqft
$2,471/moest. monthly cost
$98,840/yrincome needed

About This Home

More value from day one! Sellers will pay 6-months of HOA dues with an accepted offer! This charming 3-bedroom, 3-bathroom ground-floor condo spans 1,024 square feet and is fully furnished and turnkey, making it perfect for both full-time living and vacation rentals. Enjoy stunning views of the Deschutes National Forest from your private back patio, while being steps away from world-class recreational activities. The HOA covers all essential services including water, sewer, garbage, cable, and more, ensuring a hassle-free lifestyle. Take advantage of resort amenities like 2 year-round heated pools, kids pool, 3 hot tubs, a gym, sauna, and various sports courts. With pet-friendly policies and in unit laundry, this condo has it all. Additionally, the condo offers easy access to Phils Trail for biking and hiking enthusiasts, as well as ice skating, mini-golf, and much more right outside your door. Discover the perfect blend of comfort, convenience, and natural beauty in Central Oregon

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
41
BikeSomewhat Bikeable

Schools

8/10
10/10
Cascade Middle SchoolGrades 6-83.9 mi
10/10
Summit High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Northwest
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Open Floorplan,Pantry,Shower/Tub Combo,Tile Counters,Tile Shower
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall,End Unit

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Wall Furnace
  • Cooling features: Heat Pump,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Property

Details

  • Parcel number: 112832
  • Zoning description: SMWCR, DR, LM
  • Special condition: Standard
  • Exclusions: staging items,owners personal property.

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Association,Fenced,Heated,In Ground,Outdoor Pool,Pool/Spa Combo
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Canyon,Forest,Neighborhood

Lot

  • Lot size: 435.60 sqft
  • Features: Adjoins Public Lands,Landscaped,Native Plants,Wooded

Parking

  • Parking features: Electric Vehicle Charging Station(s),RV Access/Parking,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Avalanche
Hail
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$77$924
Property Taxes $196$2,352
Electricity $176$2,119
Total$2,471$29,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,720/yr
40% on housing$74,130/yr
45% on housing$65,893/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$422
Deschutes County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-15Price change$400,000
2025-07-18Listed for sale$435,000
2021-05-14Sold$360,000
2021-03-27Pending sale$360,000
2021-03-12Listed for sale$360,000
2021-03-10Listing removed--
2021-03-05Price change$352,000
2021-01-25Listed for sale$397,000

For Sale by Agent

AgentJenn L Schaake
BrokerageCascade Hasson SIR

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