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4324 Montgomery St #B, Oakland, CA, 94611

3beds
2baths
1,058sqft
$895,000
$846price/sqft
$5,722/moest. monthly cost
$228,880/yrincome needed

About This Home

Welcome home to this beautifully updated top-floor unit, ideally located just steps from the vibrant shops, restaurants, and cafés of Piedmont Avenue. Offering three bedrooms and two bathrooms, this light-filled home combines modern upgrades with timeless charm in one of Oakland's most walkable and desirable neighborhoods. Extensively renovated in 2016, the home has continued to receive thoughtful improvements. Recent upgrades include a new roof with new gutters and drainage system, refurbished windows, new flooring throughout, and an energy-efficient mini-split A/C system to keep you comfortable year-round. The spacious eat-in kitchen is designed for both everyday living and entertaining, featuring abundant cabinetry, stainless steel appliances, and a large island that provides generous prep space and additional seating. With three versatile bedrooms, you'll have the flexibility to create a home office, guest room, or den to suit your lifestyle. High ceilings and large windows flood the home with natural light throughout the day, creating an open and inviting atmosphere. Additional conveniences include in-unit laundry and a dedicated off-street parking space. Boasting an exceptional Walk Score of 94, you'll enjoy easy access to everything Piedmont Avenue has to offer, including locally owned boutiques, acclaimed restaurants, cafés, grocery stores, parks, and nearby BART for an easy commute. This is the perfect opportunity to enjoy the best of Oakland living in a move-in-ready home.

Getting Around

97
WalkingWalker's Paradise
55
TransitGood Transit
65
BikeBikeable

Schools

2/10
Westlake Middle SchoolGrades 6-81.2 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1904

Materials

  • Roof: Bitumen,Flat
  • Construction materials: Wood Shingles,Shingle Siding

Type & Style

  • Home type: Condo
  • Architectural style: Brown Shingle,Craftsman
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Free-Standing Range,Refrigerator,Dryer,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Counter - Solid Surface,Updated Kitchen
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total structure area: 1,058
  • Total interior livable area: 1,058 sqft

Kitchen

  • Features: Counter - Solid Surface,Dishwasher,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Kitchen Island,Range/Oven Free Standing,Refrigerator,Updated Kitchen

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Garden,Garden/Play

Lot

  • Lot size: 6,248 sqft
  • Features: Front Yard,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Off Street,Parking Spaces,Space Per Unit - 1,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$233$2,796
Property Taxes $566$6,792
Electricity $398$4,786
Total$5,722$68,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,182/yr
40% on housing$171,660/yr
45% on housing$152,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$846This listing

vs Other Active Listings

Avg $/sqft

ZIP 94611$521
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94611$662
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$895,000
2024-10-02Sold$930,000
2024-09-26Pending sale$825,000
2024-09-19Contingent$825,000
2024-09-06Listed for sale$825,000
2016-09-13Sold$758,000

For Sale by Agent

AgentLaura Burke
BrokerageExp Realty Of California, Inc

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