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16418 Northpark Dr, Urbandale, IA, 50323

4beds
3baths
1,627sqft
$489,990
$301price/sqft
$3,386/moest. monthly cost
$135,440/yrincome needed

About This Home

Better than new ranch built in 2021, situated on a large backyard lot with thoughtful upgrades and a functional layout throughout. The main level offers 3 bedrooms and 2 bathrooms, highlighted by vaulted ceilings, a cozy gas fireplace, and an open-concept design ideal for everyday living and entertaining. The kitchen features white cabinetry with gold hardware, a large center island, and ample counter and storage space. Enjoy exceptional outdoor living with both a covered deck and a newly added patio?perfect for entertaining or relaxing in the spacious backyard. The finished basement expands the living space with an additional bedroom and bathroom, a wet bar, and a dedicated gym/workout area complete with mirrors. Abundant storage is found throughout the basement with built-in shelving, offering plenty of storage space for organizing. The 3-car garage provides extensive storage with added built in shelving, creating space for vehicles, tools, and seasonal items. With 1,627 square feet on the main level and a finished lower level, this home blends modern style, comfort, and exceptional functionality inside and out.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Radiant ElementaryGrades K-50.5 mi
6/10
Trailridge SchoolGrades 6-73.3 mi
9/10
Northwest High SchoolGrades 10-123.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Dining Area,Cable TV
  • Number of fireplaces: 1
  • Fireplace features: Gas,Vented
  • Fireplace: Yes
  • Finished area below ground: 950

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,627
  • Total interior livable area: 1,627 sqft

Property

Details

  • Parcel number: 1214131007
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Deck

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$215$2,580
Property Taxes $573$6,876
Electricity $121$1,456
Total$3,386$40,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,091/yr
40% on housing$101,580/yr
45% on housing$90,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 50323$259
Dallas County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50323$273
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$479,990
2026-04-09Price change$489,990
2026-03-06Price change$494,990
2026-02-11Price change$503,000
2026-01-22Listed for sale$510,000
2025-12-17Listing removed$479,000
2025-10-28Price change$479,000
2025-10-12Price change$489,900
2025-10-02Price change$497,500
2025-09-19Price change$500,000
2025-08-19Listed for sale$515,000
2022-01-14Sold$454,900
2021-12-13Pending sale$454,900
2021-11-02Listed for sale$454,900
2021-04-27Listing removed--
2021-02-02Pending sale$80,000
2021-01-20Listed for sale$80,000

For Sale by Agent

AgentJeff Kovach, LPT Realty, LLC, Kyle Clarkson, LPT Realty, LLC
BrokerageLPT Realty, LLC

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