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10578 Cross Fox Ln Unit E-2, Columbia, MD, 21044

1beds
1baths
757sqft
$195,000
$258price/sqft
$1,492/moest. monthly cost
$59,680/yrincome needed

About This Home

*Tenant Occupied – Must Honor Lease* Investor alert in conveniently located Cross Fox Condos! This 1 bedroom, 1 bathroom top-floor penthouse unit is tenant occupied with a strong long-term tenant already in place. The current lease runs through 2/28/27 at $1,350/month and the tenant has always paid on time. With market rents for a 1 bedroom in Columbia typically ranging from $1,600–$1,850/month, this is a great opportunity for the next owner to step into immediate cash flow with room to improve NOI over time. The unit is in great shape and features bamboo flooring throughout. The top-floor location is a nice bonus with no neighbors above you. A savvy buyer has a few different options here: hold it as a long-term rental, or collect rent through the current lease term and eventually move in and make it your own after the lease expires. The location is hard to beat. Enjoy easy access to The Shoppes at Wilde Lake, Columbia Town Center, The Mall in Columbia, Merriweather Post Pavilion, the Merriweather District, Johns Hopkins Howard County Medical Center, Howard Community College, and commuter routes 29 and 32. Water, sewer and trash all included in the condo fee. No front foot fee! Shared laundry room in the building. Make us an offer before it’s too late!

Getting Around

73
WalkingVery Walkable
39
TransitSome Transit
52
BikeBikeable

Schools

4/10
8/10
Wilde Lake Middle SchoolGrades 6-80.3 mi
6/10
Wilde Lake High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1975

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven/Range - Gas,Refrigerator,Water Heater
  • Laundry features: In Basement,Common Area

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Floor Plan - Traditional,Kitchen - Galley,Walk-In Closet(s),Bathroom - Tub Shower,Dining Area,Family Room Off Kitchen
  • Flooring: Bamboo,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 757
  • Common walls with other units/homes: 1 Common Wall,No One Above

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 757
  • Total interior livable area: 757 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1415007311
  • Attached to another structure: Yes
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Parking

  • Parking features: Unassigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$45$540
Property Taxes $180$2,160
Electricity $281$3,374
Total$1,492$17,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,154/yr
40% on housing$44,760/yr
45% on housing$39,786/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 21044$217
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21044$245
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$195,000

For Sale by Agent

AgentJoshua Shapiro
BrokerageDouglas Realty, LLC

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