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58 River Road, Newland, NC, 28657

1beds
1baths
0sqft
$105,000
--price/sqft
$782/moest. monthly cost
$31,280/yrincome needed

About This Home

Great opportunity for renovation! This 1 bedroom 1 bath cabin is being sold AS-IS. There was Flood damage during the Hurricane Helene event, and the home has been stripped and treated including appliance removal, drywall cut, dried and sprayed. The structure must be brought into full compliance with all the requirements of Avery County Flood Prevention Ordinance. If the structure is repaired, or demolished and replaced, it must be elevated to a minimum of 3 foot above base flood elevation and meet all requirements of Avery County Flood Prevention Ordinance OR with a NC Licensed Contractor quote that meets the requirements you can appeal the determination and possibly not be required to raise the house. The lot has a wooded backyard and trout fishing steps away. Great outdoor living spaces w/ 2 decks covered with good size storage room and open fire pit area. Linville Meadows (within Linville Land Harbor) is in a Flood Zone. The home is located in the resort community of Linville Land Harbor with annual POA fees covering water, sewer, cable & internet as well as road & common area maintenance. Some of the Amenities Linville Land Harbor offers (some require a Club Membership) are 24-hour security, pickleball, tennis golf, heated pool and walking trails.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

9/10
Crossnore ElementaryGrades PK-52.2 mi
2/10
Avery MiddleGrades 6-81.6 mi
4/10
Avery County High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Number of fireplaces: 1
  • Fireplace features: One,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 18440639430200000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$20$240
Property Taxes $32$384
Electricity $200$2,405
Total$782$9,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,811/yr
40% on housing$23,460/yr
45% on housing$20,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28657$162
Avery County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28657
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-15Listed for sale$125,000
2021-10-15Sold$147,650
2021-10-12Pending sale$149,900
2021-09-20Contingent$149,900
2021-08-31Price change$149,900
2021-08-14Listed for sale$159,900
2021-08-02Contingent$159,900
2021-07-21Price change$159,900
2021-05-14Listed for sale$164,900
2020-07-16Sold$109,000

For Sale by Agent

AgentLyn Hunter
BrokerageKeller Williams High Country

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