301 Pinnacle Inn Road #4103, Banner Elk, NC, 28604
About This Home
EASY ACCESS | FIRST FLOOR | COOL MOUNTAIN AIR | COVERED PORCH | WASHER/DRYER IN UNIT | FURNISHED | Exceptional opportunity for an affordable summer getaway or year round mountain retreat. Enjoy lock and leave convenience in a location that shines from the first summer hike to the last winter snowfall. Mountain getaway priced below $125K in the heart of Beech Mountain! This fully furnished ski suite at Pinnacle Inn offers easy first floor access with only 6 steps to the entry. Designed for comfort and convenience, Unit 4103 features wood flooring, updated kitchen with stainless appliances, updated bathroom with tile shower and tile flooring, queen bed in the sleeping nook, and the added convenience of a WASHER/DRYER IN UNIT, a rare feature for a ski suite at Pinnacle Inn. Enjoy cool summer temperatures at over 5,000 feet elevation, where highs rarely reach 80 degrees, making this the perfect escape from the summer heat. Relax and recharge in the fresh mountain air while enjoying peaceful mountain surroundings from the covered porch. The cozy woodburning fireplace adds warmth and charm after a day enjoying Beech Mountain’s winter activities. Experience the ultimate four season lifestyle! From adrenaline pumping mountain bike trails and scenic hikes to winter days spent skiing, snowboarding, and tubing, the best of Beech Mountain Resort is just minutes from your front door. Pinnacle Inn offers outstanding amenities rarely found at this price point, including indoor pool, hot tub, sauna, fitness center, pickleball, tennis, mini golf, game room, and more. POA fees include fiber optic internet, water, sewer, and trash, with owners only paying electric. Conveniently located near Beech Mountain Resort, Fred’s General Store, restaurants, breweries, hiking trails, and less than 10 minutes to Banner Elk. No Seller Financing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Roof: Other,See Remarks
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Contemporary,Mountain,Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Furnished,Window Treatments
- Window features: Window Treatments
- Number of fireplaces: 1
- Fireplace features: One,Stone,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 367
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: None
Interior Area
- Total structure area: 367
- Total interior livable area: 367 sqft
Property
Details
- Parcel number: 18590639437304103
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Community
- Patio & porch: Covered
- Exterior features: Hot Tub/Spa,Outdoor Grill,Pool
- Has spa: Yes
- Spa features: Sauna
- Has view: Yes
- View description: Mountain(s)
- Waterfront features: Lake,Lake Privileges
Parking
- Parking features: Asphalt,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Hail
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Avery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $631 | $7,572 |
| Home Insurance * | $33 | $396 |
| Property Taxes | $38 | $456 |
| Electricity | $200 | $2,405 |
| Total | $902 | $10,824 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Listed for sale | $124,900 |
| 2020-09-23 | Sold | $66,900 |
| 2020-02-07 | Sold | $59,100 |
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