103 Mid Holiday Lane #D-316, Banner Elk, NC, 28604
About This Home
Grab your snowboard or skis and come explore this Beech Mountain getaway. This top-floor, end-unit studio condo offers an ideal blend of privacy, abundant natural light, and breathtaking long-range mountain views. Condo's features include a full bath with custom river rock tile, a king-sized Nectar bed, a wine bar converted from a coat closet, and a secluded nook for privacy or extra sleep space. Located just steps from Beech Mountain Resort, this prime location places you at the center of year-round adventure—including skiing, snowboarding, mountain biking, hiking trails, and scenic chairlift rides. Step outside onto the back porch and soak in the long-range views—the perfect setting for morning coffee or peaceful evenings at over 5,500 feet in elevation. After a day outdoors, enjoy popular local favorites such as Fred's General Mercantile, Beech Mountain Brewing Company, and Famous Brick Oven Pizzeria, or take part in seasonal events including summer concerts, Oktoberfest, and winter village festivities. Whether you're searching for a personal mountain escape, a low-maintenance second home, or a turnkey investment opportunity, this Beech Mountain studio delivers elevated living in one of the High Country's most sought-after destinations. POA fee includes water, sewer, cable, trash, and exterior maintenance (parking lot, lighting, roof, and more). https://www.hbvillas.com/ Sold fully furnished with a few exceptions. Property subject to the NC Vacation Rental Act. Property is currently listed on Airbnb with over 50 five-star reviews.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Asphalt,Shingle
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Freezer,Microwave Hood Fan,Microwave,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Furnished
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 600
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 0
- Total interior livable area: 600 sqft
Property
Details
- Parcel number: 1940936293066
Features
- Levels: One
- Stories: 1
- Patio & porch: Open
- Exterior features: Gravel Driveway
- Has view: Yes
- View description: Long Range,Mountain(s)
Parking
- Parking features: Driveway,Gravel,No Garage,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Watauga County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $59 | $708 |
| Electricity | $200 | $2,405 |
| Total | $1,163 | $13,956 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $177,500 |
| 2026-01-19 | Listed for sale | $185,000 |
| 2023-02-23 | Sold | $172,500 |
| 2023-01-25 | Pending sale | $175,000 |
| 2023-01-02 | Price change | $175,000 |
| 2022-12-02 | Listed for sale | $189,000 |
| 2020-08-06 | Sold | $58,000 |
View on Zillow