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40 Delta Ter Unit 40, Malden, MA, 02148

3beds
2baths
1,836sqft
$649,900
$354price/sqft
$4,378/moest. monthly cost
$175,120/yrincome needed

About This Home

Move right into this beautifully updated 3-bedroom townhome offering style, comfort, and convenience! Property built 1998. Sun-filled main level features a stunning kitchen with GE Profile stainless steel appliances, sleek quartz countertops, crisp white cabinetry, and an open dining area perfect for everyday living and entertaining. The spacious living room showcases beautiful hardwood floors, modern LED recessed lighting, and abundant natural light. A half bath completes the first floor. Sliding glass doors off the dining area lead to a large private patio—ideal for grilling, outdoor dining, or relaxing. Upstairs, you'll find a spacious primary bedroom with two double closets, two additional generously sized bedrooms, & a full bath, and Central AC. Conveniently located with easy access to major highways, shopping, dining, and public transportation, this move-in-ready and an unbeatable commuter location. Don't miss this exceptional opportunity!

Getting Around

52
WalkingSomewhat Walkable
47
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

6/10
Linden SchoolGrades K-80.6 mi
4/10
Malden High SchoolGrades 9-122.2 mi
4/10
Salemwood SchoolGrades K-81.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: First Floor

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Third

Bedroom2

  • Level: Second
  • Area: 135

Bedroom3

  • Level: Third
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: Second

Features

  • Bonus Room
  • Flooring: Wood,Hardwood,Wood Laminate
  • Finished area above ground: 1,836

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Kitchen

  • Features: Flooring - Hardwood
  • Level: Second

Living Room

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 252

Master Bedroom

  • Level: Third
  • Area: 220

Property

Details

  • Parcel number: M:0174 B:0521 L:01580001,3318274
  • Zoning: ResA

Lot

  • Lot size: 1,600 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$184$2,208
Property Taxes $546$6,552
Electricity $362$4,344
Total$4,378$52,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,102/yr
40% on housing$131,340/yr
45% on housing$116,746/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 02148$347
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02148$456
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Listed for sale$649,900

For Sale by Agent

AgentRebecca Huang
BrokerageWilliam Raveis R.E. & Home Services

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