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1532 N PEARL Street, Jacksonville, FL, 32206

4beds
3baths
2,554sqft
$499,000
$195price/sqft
$4,134/moest. monthly cost
$165,360/yrincome needed

About This Home

Welcome to this stunning 4-bedroom, 3-bathroom gem nestled in the heart of Jacksonville's vibrant Historic Springfield district. This home balances timeless character with modern luxury, featuring updates that honor its historic roots. Inside, you are greeted by gleaming original hardwood floors that flow through an open and airy layout. The gourmet kitchen and living spaces are designed for both comfort and style. Practicality meets convenience with a massive indoor storage closet and a large, dedicated laundry room fully equipped with built-in cabinetry. The exterior offerS a fully fenced-in backyard that provides a privacy for relaxing or entertaining. Say goodbye to street parking--this home includes a rare, private parking area accessible from the back street. Located just steps from the popular shops and restaurants on Main Street and a short commute to UF Health, this home offers the ultimate urban lifestyle in one of Jacksonville's most sought after neighborhoods.

Getting Around

76
WalkingVery Walkable
50
TransitGood Transit
59
BikeBikeable

Schools

Construction

Condition

  • Year built: 1914

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater,Microwave,Refrigerator

Bedroom2

  • Level: Second
  • Area: 238
  • Dimensions: 17.00 x 14.00

Bedroom3

  • Level: Second
  • Area: 195
  • Dimensions: 13.00 x 15.00

Bedroom4

  • Level: First
  • Area: 168
  • Dimensions: 12.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 182
  • Dimensions: 13.00 x 14.00

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,554 sqft

Kitchen

  • Level: First
  • Area: 330
  • Dimensions: 15.00 x 22.00

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 13.00 x 15.00

Master Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12.00 x 13.00

Utility Room

  • Level: First
  • Area: 144
  • Dimensions: 9.00 x 16.00

Property

Details

  • Parcel number: 0711670010
  • Zoning description: Single Family

Features

  • Stories: 2

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$1,043$12,516
Property Taxes $311$3,732
Electricity $257$3,084
Total$4,134$49,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,737/yr
40% on housing$124,020/yr
45% on housing$110,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 32206$101
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32206$123
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$499,000
2026-06-29Price change$515,000
2026-05-12Listed for sale$547,500
2024-07-18Listing removed--
2024-07-06Listed for sale$475,000
2024-07-02Listing removed--
2024-02-01Price change$475,000
2024-01-25Price change$449,999
2023-08-10Price change$499,000
2023-07-22Price change$500,000
2023-07-01Price change$499,999
2023-06-04Price change$509,999
2023-05-20Price change$514,999
2023-05-13Price change$519,999
2023-04-28Price change$520,000
2023-04-14Price change$519,999
2023-03-24Price change$524,999
2023-03-09Price change$525,000
2023-02-02Price change$549,000
2022-12-27Price change$575,000
2022-11-29Price change$599,999
2022-11-07Listed for sale$634,000
2020-01-22Sold$159,000

For Sale by Agent

AgentKERRIN PENNINGTON
BrokerageFL NATIVE REAL ESTATE

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