




162 NW 13th Street, Oak Island, NC, 28465
About This Home
BRAND NEW WITH WATERWAY VIEWS!!! This thoughtfully designed 5-bedroom, 3-bath home offers 2,458 square feet of living space and is built on pilings, providing ample parking and a large storage area underneath that could easily be converted to additional living space if desired. The builder strategically positioned the home, resulting in a LOMA that amends the flood zone to Shaded X; flood insurance is typically not required by mortgage lenders (buyer to verify). Enjoy waterway views from the front porch, finished with durable Trex decking and modern cable railings. All this and still room in the backyard for a future pool. Inside, the home features custom cabinetry, tile backsplash, stainless steel appliances, and includes a washer and dryer for added convenience. When you step into the living room, you are greeted by an electric fireplace with a gorgeous shiplap accent wall, creating a warm and inviting focal point. The main level offers four bedrooms and two full bathrooms, while the upstairs includes an additional bedroom, a full bathroom, and a bonus space ideal for a home office or playroom. Two bathrooms feature tiled showers, while the third includes a tub with a tile surround. Exterior finishes include classic white vinyl siding accented by black gutters and cedar shake details, adding coastal charm and curb appeal. Built by Silvers Home Ventures, this home combines quality construction with a functional layout in a desirable Oak Island location.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Cedar,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
- Laundry features: Laundry Room
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Master Downstairs,Walk-in Closet(s),High Ceilings,Kitchen Island,Walk-in Shower,Walk-In Closet(s)
- Flooring: LVT/LVP,Tile
- Attic: Access Only
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,458
- Total interior livable area: 2,458 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 234ff026
- Zoning: Ok-R-6
- Special condition: Standard
Features
- Levels: Two
- Pool features: None
- Patio & porch: Open
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: ICW,Water
- Water view: Water
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 2400 - 2599
Lot
- Lot size: 6,534 sqft
- Lot size dimensions: 55 x 119
Parking
- Parking features: Gravel,Concrete,Underhouse
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,145 | $49,740 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $355 | $4,260 |
| Electricity | $228 | $2,747 |
| Total | $4,881 | $58,572 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $819,900 |
| 2026-03-24 | Price change | $849,900 |
| 2026-01-15 | Listed for sale | $895,000 |
| 2025-02-21 | Sold | $213,000 |
| 2025-02-02 | Contingent | $217,000 |
| 2024-11-21 | Listed for sale | $217,000 |
| 2019-07-16 | Sold | $75,000 |
