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118 Tilley Bend Trl, Blue Ridge, GA, 30513

2beds
2baths
1,636sqft
$673,000
$411price/sqft
$4,087/moest. monthly cost
$163,480/yrincome needed

About This Home

Adorable A-Frame turned Cozy Lakeside Cottage with deeded lake access on the headwaters of Lake Blue Ridge...this 2 bedroom/2bath charmer is newly remodeled with light & bright interior featuring warm pine floors, plentiful windows, multi bunk loft + bonus room, main floor bedroom tucked beneath the pines, darling dining area and retro kitchen with cute open cabinetry & pantry, living room area features high ceilings & built in shelving & storage adorns fireplace, sprawling screened porch overlooking quiet are of the lake leads to deck with hot tub & fire pit areas, lower level rec/flex room or bedroom + bathroom, laundry & storage with concrete patio, wooded lot with concrete parking area in Aska Adventure Area across historic Shallowford Bridge surrounded by USFS hiking and biking trails, Toccoa River canoe launch, tubing, and more...great getaway or vacation rental, tastefully furnished and turn key...a rare find indeed in quaint lakeside community!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,A-Frame,Cabin,Contemporary,Cottage,Craftsman,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,See Remarks
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Wood,Loft,See Remarks,High Speed Internet
  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,See Remarks
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0034 007
  • Special condition: Licensed Owner,Existing Rental History

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened,Front Porch,Deck,Covered,Patio,Open,Wrap Around,See Remarks
  • Exterior features: Private Yard,Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Seasonal,Year Round,Lake,Long Range,Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • Waterbody name: Blue Ridge
  • Frontage type: Road
  • Topography of land: Level,Sloping,Rolling,Wooded,See Remarks

Lot

  • Lot size: 0.38 Acres

Parking

  • Parking features: Driveway,Gravel,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,403$40,836
Home Insurance *$241$2,892
Property Taxes $224$2,688
Electricity $219$2,637
Total$4,087$49,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,125/yr
40% on housing$122,610/yr
45% on housing$108,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$411This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$290
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$673,000
2026-07-13Listed for sale$698,000
2019-03-27Sold$303,000
2017-11-28Sold$130,000

For Sale by Agent

AgentJulie Fitts Queen
BrokerageREMAX Town & Country - Blue Ridge

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