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109 Pomelo St, Huntsville, AL, 35811

3beds
3baths
3,077sqft
$370,000
$120price/sqft
$2,562/moest. monthly cost
$102,480/yrincome needed

About This Home

Shine the Spotlight! The Roscoe's have what you're looking for. This beautiful home is situated on almost a half acre lot and features a large primary suite with a massive closet that you'll love. The secondary bedrooms are generously sized and each one includes a walk in closet giving everyone plenty of room. The bonus room adds the perfect flex space. The kitchen comes fully equipped with modern appliances, making this a true move-in ready home. Plus the garage is outfitted with shelving, offering a practical storage solution from day one. Homes with this much space and storage don't come around often- this one is ready for you to call it home.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

9/10
6/10
Buckhorn Middle SchoolGrades 7-86.2 mi
8/10
Buckhorn High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven,Microwave,Gas Cooktop,Refrigerator

Bathroom1

  • Features: Double Vanity,Smooth Ceiling,LVP
  • Level: Second

Bedroom2

  • Features: Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 165

Bedroom3

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 252

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 3,077 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 280

Laundry Room

  • Features: 9’ Ceiling,Smooth Ceiling,LVP
  • Level: Second
  • Area: 54

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Kitchen Island,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 414

Office

  • Features: 9’ Ceiling,Crown Molding,Smooth Ceiling,LVP
  • Level: First
  • Area: 156

Property

Details

  • Parcel number: 1302040002022088

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio

Lot

  • Lot size: 0.42 Acres

Parking

  • Parking features: Garage-Two Car,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$228$2,736
Property Taxes $120$1,440
Electricity $344$4,131
Total$2,562$30,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,840/yr
40% on housing$76,860/yr
45% on housing$68,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 35811$145
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35811$162
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$385,000
2026-03-02Listed for sale$395,900
2020-12-03Sold$277,650

For Sale by Agent

AgentKevin Roscoe
BrokerageRegina Mitchell Real Estate

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