See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

54188 State Highway 12 #2, Frisco, NC, 27936

4beds
4baths
2,370sqft
$639,500
$270price/sqft
$3,845/moest. monthly cost
$153,800/yrincome needed

About This Home

Welcome to your front-row seat to some of the most spectacular sunsets on Hatteras Island. Perfectly positioned on a protected soundfront parcel in the heart of Frisco, this beautifully refreshed coastal retreat offers the rare combination of privacy, water access, boating opportunities, and panoramic Pamlico Sound views. Recent improvements include repaired streetside decking, fresh interior paint, and thoughtful staging, creating a move-in-ready property that showcases the home's spacious layout and incredible waterfront setting. Designed to maximize the views, the reverse floor plan places the main living, dining, and kitchen areas on the upper level, where walls of windows frame endless water views and unforgettable evening sunsets. Multiple levels of decking provide plenty of space to relax, entertain, or simply watch the boats make their way across the sound. A protected canal and private dock offer convenient access for kayaks, paddleboards, and shallow-draft boats, making it easy to explore the waters around Hatteras Inlet, fish the backwaters, or enjoy a sunset cruise right from your backyard. The beach is just a short walk away, allowing you to enjoy both soundside and oceanside living from one exceptional location. Whether you're searching for a primary residence, second home, or investment property, this Frisco waterfront retreat delivers the quintessential Hatteras Island lifestyle—boating, fishing, watersports, stunning views, and the laid-back coastal atmosphere that keeps people coming back year after year.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Frame,Lap Siding,Composite Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Beamed Ceilings,Cathedral Ceiling(s),In-Law Floorplan
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,370
  • Total interior livable area: 2,370 sqft

Property

Details

  • Zoning: S-1

Features

  • Has view: Yes
  • View description: Sound,Salt Marsh,Creek/Stream
  • Has water view: Yes
  • Water view: Sound,Salt Marsh,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Soundfront,Waterfront

Lot

  • Lot size: 1.68 Acres
  • Features: Waterfront

Parking

  • Parking features: Paved,Underground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,233$38,796
Home Insurance *$121$1,452
Property Taxes $271$3,252
Electricity $220$2,648
Total$3,845$46,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,828/yr
40% on housing$115,350/yr
45% on housing$102,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 27936$252
Dare County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 27936$280
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$639,500
2026-06-17Listed for sale$650,000
2019-11-22Sold$402,000
2012-04-25Sold$350,000

For Sale by Agent

AgentJayson Collier
BrokerageKeller Williams Outer Banks - Hatteras Island

Similar Homes