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109 Collins Ct Lot 7, Manteo, NC, 27954

3beds
2baths
1,198sqft
$465,000
$388price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac in one of Roanoke Island's hidden neighborhoods, this charming three-bedroom, two-bath home offers the perfect combination of privacy and convenience. Enjoy views of Shallowbag Bay while being just a short bike ride from historic downtown Manteo's waterfront with many shops, and restaurants for your enjoyment. The main living level features a bright, open floor plan with a nicely appointed kitchen offering stainless steel appliances, quartz countertops, and a subway tile backsplash. A guest bedroom and full bath complete this level. Upstairs, the spacious primary bedroom includes a walk-in closet and private sun deck with beautiful sunrise and water views. A second upstairs bedroom shares the full bath, and the laundry area is conveniently located on this level. Additional features include a fenced backyard, large covered parking area with dry entry, ground-level storage, and roll-down storm shutters on the sliding glass doors for easy storm preparation. This home offers a wonderful opportunity to enjoy the relaxed Roanoke Island lifestyle and is just a short drive the the beaches of Nags Head.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
Manteo Elementary SchoolGrades PK-51.1 mi
7/10
Manteo Middle SchoolGrades 6-81.8 mi
7/10
Manteo High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding,Vinyl,Hurricane Shutters

Type & Style

  • Home type: SingleFamily
  • Architectural style: Saltbox
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,198
  • Total interior livable area: 1,198 sqft

Property

Details

  • Zoning: B-2

Features

  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound
  • Waterfront features: None

Lot

  • Lot size: 3,920 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$110$1,320
Property Taxes $197$2,364
Electricity $200$2,405
Total$2,858$34,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 27954$280
Dare County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 27954$332
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$465,000
2026-07-08Listed for sale$465,000
2023-07-14Sold$430,000
2023-05-18Contingent$450,000
2023-04-26Price change$450,000
2023-04-19Price change$460,000
2023-04-03Listed for sale$475,000
2020-07-22Sold$262,500

For Sale by Agent

AgentMartin K Griffin
BrokerageColdwell Banker Seaside Realty KH

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