See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45720 Club Circle Dr Unit 285, Palm Desert, CA, 92260

3beds
3baths
1,449sqft
$565,000
$390price/sqft
$3,800/moest. monthly cost
$152,000/yrincome needed

About This Home

Discover this rare 3-bedroom condo in South Palm Desert, perfectly situated for relaxation, recreation, and dynamic investment potential, steps away from El Paseo shops & eateries. Located in the historic Shadow Mountain Resort tennis community, that's short-term-rental friendly with no minimum stay, this home offers both lifestyle and income opportunities. Enjoy stunning mountain views from your private balcony and take in the action on the nearby tennis courts. Inside, the open layout is bright and inviting with updated kitchen and new carpet in the bedrooms. Unique only to the 3 bedroom layout, one bedroom is a 'lock-off' from the rest of the condo, giving you the option of renting the condo as 2 units or staying in one & renting the other. Your HOA includes cable and high-speed internet plus multiple pools and spas. Step outside and indulge in the resort amenities with membership, including Cafe & Bar, 14 tennis courts, 7 pickleball courts, a Padel court, tennis pro-shop, 4 heated pools, 5 hot tubs, gym, massage service, poolside patio BBQ, grass volleyball, basketball, and access to the public golf course. Shadow Mountain has the distinction of being one of the Top 75 Tennis Resorts in the world with its history going back to 1946. Come today and become a part of history.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
La Quinta Middle SchoolGrades 6-85.6 mi
9/10
Palm Desert High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Common Area

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Separate/Formal Dining Room,Open Floorplan,All Bedrooms Up
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,449 sqft

Kitchen

  • Features: Quartz Counters

Property

Details

  • Parcel number: 627431010
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Community,Gunite,In Ground
  • Patio & porch: Covered
  • Spa features: Community,Gunite,Heated,In Ground
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1,449 sqft
  • Features: Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$156$1,872
Property Taxes $390$4,680
Electricity $398$4,786
Total$3,800$45,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,285/yr
40% on housing$114,000/yr
45% on housing$101,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 92260$402
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92260$390
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$635,000
2026-03-13Listed for sale$649,000
2019-05-21Sold$280,000

For Sale by Agent

AgentNicholas Collins
BrokerageDesert Sotheby's International Realty

Similar Homes