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20519 Golf Course Dr, Germantown, MD, 20874

2beds
4baths
1,990sqft
$425,000
$214price/sqft
$2,813/moest. monthly cost
$112,520/yrincome needed

About This Home

Gorgeous, well-kept, updated, charming 3-Level condo/townhome. Main level foyer leads you to finished lower level perfect for separate guest space ,den, or rec room featured with a fully finished bath. A light filled main living area has a entertainable kitchen with granite countertops, breakfast bar, and stainless steel appliances; a cozy family room space with gas fireplace, sliding glass door leading to balcony great for entertaining; half bathroom and separate dining area. Upper level boasts 2 large bedrooms with walk in closets and 2 full bathrooms and a laundry area with W/D. Enjoy your own private driveway and 1 car garage with extra storage. Convenient location to 270, dining, shops, outlets, Montgomery college, metro, and much more. This home has been well cared for and updated . Hurry, it wont last long, come get it before its gone!

Getting Around

9
WalkingCar-Dependent
33
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked,Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Connecting Stairway

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Main

Bathroom1

  • Level: Lower

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Features: Fireplace - Gas
  • Level: Main

Features

  • Kitchen - Table Space,Attic,Dining Area,Pantry,Bathroom - Tub Shower,Bathroom - Stall Shower,9'+ Ceilings
  • Door features: Sliding Glass
  • Window features: Window Treatments
  • Flooring: Hardwood,Bamboo,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,990

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Kitchen

  • Level: Main

Primary Bathroom

  • Level: Upper

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160203143173
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Parking

  • Total spaces: 1
  • Parking features: Storage,Garage Door Opener,Garage Faces Front,Attached,Driveway,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$82$984
Property Taxes $301$3,612
Electricity $281$3,374
Total$2,813$33,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,445/yr
40% on housing$84,390/yr
45% on housing$75,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 20874$182
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20874$239
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$425,000

For Sale by Agent

AgentJack Kort
BrokerageWeichert, REALTORS

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