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717 W 12th St, Chickamauga, GA, 30707

2beds
1baths
1,020sqft
$168,800
$165price/sqft
$1,358/moest. monthly cost
$54,320/yrincome needed

About This Home

GREAT PROPERTY FOR INVESTMENT OR FIRST TIME HOME BUYERS! WALK TO SCHOOL OR SHOPPING! Located within the highly sought-after Chickamauga city limits, this home offers access to top-rated schools, a charming historic downtown, and a variety of local eateries and shops. Situated on 12th Street just behind the school, the property features sidewalks that make walking around the neighborhood easy and enjoyable. This home is full of potential and ready for your personal touch. With a little creativity and vision, it can be transformed into a truly charming cottage with unique character and style. Whether you're looking to invest or create your dream home, this property presents a wonderful opportunity in a desirable location.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
7/10
Gordon Lee Middle SchoolGrades 6-80.2 mi
8/10
Gordon Lee High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1932

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Brick,HardiPlank Type,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Tub/shower Combo
  • Window features: Aluminum Frames
  • Flooring: Laminate,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 3009 028b

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch
  • Exterior features: None,Other
  • Spa features: None

Lot

  • Lot size: 9,147 sqft
  • Features: City Lot,Level
  • Lot size dimensions: 45 x 200

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $853$10,236
Home Insurance *$166$1,992
Property Taxes $120$1,440
Electricity $219$2,637
Total$1,358$16,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,560/yr
40% on housing$40,740/yr
45% on housing$36,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 30707$203
Walker County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30707
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$168,800
2026-07-01Price change$174,900
2026-06-18Price change$178,500
2026-06-04Price change$180,000
2026-05-18Price change$184,000
2026-05-04Price change$188,000
2026-04-27Price change$195,000
2026-04-18Listed for sale$199,000
2019-04-23Sold$80,900
2016-08-11Sold$47,500

For Sale by Agent

AgentTeresa G Hogg
BrokerageBetter Homes and Gardens Real Estate Jackson Realty

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