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12730 Manhattan Point Blvd, Crosslake, MN, 56442

5beds
3baths
3,238sqft
$2,375,000
$733price/sqft
$14,661/moest. monthly cost
$586,440/yrincome needed

About This Home

RARE OPPORTUNITY on the shores of the Prestigious Big Trout Lake of the Whitefish Chain! This lakefront paradise offers a highly sought-after 528 square ft boathouse that has been completely rebuilt, provides significant storage, is heated/cooled with a mini split, and finished with a kitchenette, roll-up bar window and rooftop deck, designed for both entertainment and relaxation right at the water's edge! The main lake house was custom built in 2019 and boasts timeless rustic charm with high-end components throughout. The kitchen is a chef's dream with professional-grade stainless steel appliances, huge walk-in pantry, an abundance of custom knotty alder cabinets, functional center island, gorgeous granite countertops and provides direct access to a lakeside grilling deck. You'll appreciate the open concept with the kitchen, dining, living room and fabulous screened porch all facing the lake for breathtaking summer sunset views! Two guest bedrooms, a full bathroom, and a cozy wood burning stone fireplace complete the main level. The upper level features an impressive primary suite providing increased privacy, lakeside balcony, large walk-in closet, a beautiful spa-like bathroom with in-floor heat and a laundry room. The walk-out lower level highlights a family room, two guest bedrooms, full bathroom, large storage room (would make an excellent home office, exercise room, etc.), and a washing station in the lakeside mudroom. Retreat to the boathouse and 70' sandy shores and swimming by taking the landscaped stone steps or riding the convenient hill tram! Plenty of room to store the toys in the 846 square ft detached garage, storage shed, PLUS a 30'x40' pole building! Additional amenities on this 2.25 ACRE property include a lakeside patio, sauna, underground sprinkler system, security system, invisible fence and a whole home generator! This exceptional property is located on the popular 3+ mile Manhattan Point walking/biking path and has a timeless appeal that will surely be enjoyed for generations to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Age 8 Years or Less,Asphalt,Metal
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Concrete

Bedroom

  • Level: Upper
  • Area: 514.5
  • Dimensions: 35x14.7

Bedroom2

  • Level: Main
  • Area: 166.4
  • Dimensions: 12.8x13

Bedroom3

  • Level: Main
  • Area: 174.08
  • Dimensions: 12.8x13.6

Bedroom4

  • Level: Lower
  • Area: 148.83
  • Dimensions: 12.3x12.10

Bedroom5

  • Level: Lower
  • Area: 132.3
  • Dimensions: 13.5x9.8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110.23
  • Dimensions: 15.1x7.3

Family Room

  • Level: Lower
  • Area: 293.02
  • Dimensions: 18.2x16.1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,064
  • Finished area above ground: 1,972

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),In-Floor Heating
  • Cooling features: Central Air,Ductless Mini-Split

Interior Area

  • Total structure area: 3,238
  • Total interior livable area: 3,238 sqft

Kitchen

  • Level: Main
  • Area: 129.86
  • Dimensions: 15.1x8.6

Laundry

  • Level: Upper
  • Area: 53.526
  • Dimensions: 8.11x6.6

Mud Room

  • Level: Lower
  • Area: 117.72
  • Dimensions: 10.9x10.8

Other

  • Level: Main
  • Area: 34.44
  • Dimensions: 4.2x8.2

Primary Bathroom

  • Level: Upper
  • Area: 256
  • Dimensions: 12.8x20

Screened Porch

  • Level: Main
  • Area: 123.05
  • Dimensions: 10.7x11.5

Storage

  • Level: Lower
  • Area: 166.41
  • Dimensions: 12.9x12.9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14060913
  • Zoning description: Residential-Single Family
  • Foundation area: 1266

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Enclosed,Front Porch,Patio,Porch,Rear Porch,Screened,Side Porch,Wrap Around
  • Fencing: Invisible
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Excellent Sand)
  • Frontage length: Water Frontage: 70

Lot

  • Lot size: 2.25 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 7 PARCELS INCLUDED, SEE AGENT

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,009$144,108
Home Insurance *$954$11,448
Property Taxes $1,425$17,100
Electricity $273$3,277
Total$14,661$175,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$502,662/yr
40% on housing$439,830/yr
45% on housing$390,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$733This listing

vs Other Active Listings

Avg $/sqft

ZIP 56442$214
Crow Wing County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 56442$330
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$2,450,000
2026-04-02Listed for sale$2,650,000
2018-02-06Sold$312,500

For Sale by Agent

AgentDarla Jensen
BrokerageEdina Realty, Inc.

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