531 E 5th St, Mount Vernon, IN, 47620
About This Home
This beautiful 2 bedroom, 1.5 bath home in Mount Vernon is full of charm and updates. You’ll love spending time on the enclosed front porch—an extra living space with tons of natural light. Step inside and you will find beautifully refurbished original hardwood floors and tall ceilings, giving the home so much character, while the updated kitchen brings in today’s style with new cabinets, quartz countertops, stainless steel appliances, and plenty of storage. There is also a separate laundry area right off the kitchen for added convenience. The outside has great curb appeal and a 1-car carport for easy parking, as well as, a cute little cottage out back next to the workshop, both included with the property. Other updates you will want to take note of include: updated electrical throughout, Newer roof, doors, hot water heater, lifetime guaranteed replacement windows, A/C, CO2/smoke detectors, chimney stack & smart thermostat. This home is the perfect mix of modern amenities and charm, and is move-in ready.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling-9+,Ceiling Fan(s),Tub/Shower Combination
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,026
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,506
- Total interior livable area: 1,026 sqft
Kitchen
- Level: Main
- Area: 143
Living Room
- Level: Main
- Area: 182
Property
Details
- Parcel number: 652708110022.000018
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed
Lot
- Lot size: 6,534 sqft
- Features: Level,0-2.9999
- Lot size dimensions: 45X140
Parking
- Total spaces: 1
- Parking features: Carport
- Has garage: Yes
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $64 | $768 |
| Electricity | $184 | $2,212 |
| Total | $1,109 | $13,308 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $155,000 |
| 2026-03-24 | Listed for sale | $158,500 |
| 2026-02-16 | Pending sale | $158,500 |
| 2026-02-11 | Price change | $158,500 |
| 2025-08-28 | Listed for sale | $159,000 |
| 2025-08-21 | Listing removed | $159,000 |
| 2025-07-24 | Price change | $159,000 |
| 2025-04-28 | Price change | $163,000 |
| 2025-04-07 | Price change | $168,000 |
| 2025-02-09 | Price change | $172,900 |
| 2024-12-17 | Price change | $177,000 |
| 2024-11-21 | Listed for sale | $180,000 |
| 2022-05-20 | Sold | $168,000 |
| 2022-03-31 | Pending sale | $165,000 |
| 2022-03-30 | Listed for sale | $165,000 |
| 2004-11-15 | Sold | $85,000 |
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