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51855 Westwood Forest Dr, South Bend, IN, 46628

4beds
4baths
4,389sqft
$715,000
$163price/sqft
$5,162/moest. monthly cost
$206,480/yrincome needed

About This Home

Welcome to this beautifully renovated 4-bedroom, 3.5-bath home in desirable West Wood Forest Estates! Offering over 4,000 finished square feet, this move-in-ready home has been extensively updated with quality craftsmanship and modern finishes throughout. The bright, open floor plan features soaring ceilings, new hardwood flooring, fresh paint, custom wood trim, updated lighting, and a stunning kitchen with quartz countertops, custom cabinetry, Café appliances, and a large island. The luxurious primary suite offers a custom fireplace, private exterior access, and a beautifully remodeled spa-like bath. The finished walk-out basement adds exceptional living space with a custom bar, remodeled bath, and two additional finished rooms. Outside, enjoy fresh landscaping, a refinished deck, stained concrete patio, fenced side area with artificial turf, permanent holiday lighting, and a new 8-person hot tub. Major updates include a new roof (2026), a new furnace and A/C (2024), whole-home water filtration system, radon mitigation system, ADT security system, and a finished three-car garage with epoxy floors and mini-split heating and cooling.This meticulously maintained home offers the perfect blend of luxury, comfort, and functionality in one of South Bend's most sought-after neighborhoods. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Coquillard Primary CenterGrades PK-54.7 mi
4/10
2/10
Washington High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Electric Range
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 140

Family Room

  • Level: Main
  • Area: 324

Features

  • 1st Bdrm En Suite,Soaking Tub,Open Floorplan,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Dining Room,1st Bdrm
  • Fireplace: Yes
  • Finished area below ground: 1,825
  • Finished area above ground: 2,564

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,389
  • Total interior livable area: 4,389 sqft

Living Room

  • Level: Main
  • Area: 440

Property

Details

  • Parcel number: 710213351005.000029

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Fire Pit,Play/Swing Set
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 0.63 Acres
  • Features: Irregular Lot,Sloped,City/Town/Suburb
  • Lot size dimensions: 147x186

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$639$7,668
Property Taxes $506$6,072
Electricity $402$4,828
Total$5,162$61,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,982/yr
40% on housing$154,860/yr
45% on housing$137,653/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$102
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$685,000
2026-08-05Price change$699,999
2026-07-30Price change$715,000
2021-03-16Pending sale$384,900
2021-03-15Listed for sale$384,900

For Sale by Agent

AgentCarmen L Erickson
BrokerageHoward Hanna SB Real Estate

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