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102 Lac Sainte Claire Dr, Saint Clair Shores, MI, 48082

2beds
3baths
1,868sqft
$529,000
$283price/sqft
$3,673/moest. monthly cost
$146,920/yrincome needed

About This Home

AMAZING VIEW!!! Beautifully updated 2-bedroom, 2.1-bath condo in the desirable Lac Ste Claire Villa community, offering the most spectacular view in southeast Michigan. This 1,268 sq ft condo features a thoughtful 2022 remodel, blending modern comfort with timeless style. The bright, open living and dining areas are anchored by a double-sided fireplace, creating a warm, inviting atmosphere perfect for everyday living or entertaining. The kitchen includes stainless steel appliances, quartz counter tops and a tiled backsplash. The primary suite provides generous space and an en-suite bath, while the second bedroom and additional full bath offer flexibility for guests or a home office. Enjoy outdoor living with an aggregate patio overlooking the lake. The new deck along the shore has a permanent ladder, so drop your paddleboard or kayak just steps from your backdoor. If that wasn't enough... residents have full access to Veteran's Memorial Park. The finished basement is the perfect bonus space for recreation, storage, or hobbies. Located just off Jefferson, this condo offers easy access to local marinas, dining, and the best of St. Clair Shores living.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Kennedy Middle SchoolGrades 6-80.4 mi
5/10
Lake Shore High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Brick,Other

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: Condo
  • Architectural style: Colonial,End Unit
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second
  • Area: 176
  • Dimensions: 16 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 99
  • Dimensions: 11 X 9

Features

  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,268

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,868 sqft

Kitchen

  • Level: Entry
  • Area: 108
  • Dimensions: 12 X 9

Laundry

  • Level: Second
  • Area: 24
  • Dimensions: 6 X 4

Living Room

  • Level: Entry
  • Area: 221
  • Dimensions: 17 X 13

Other

  • Level: Second

Other

  • Level: Entry

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 176
  • Dimensions: 16 X 11

Property

Details

  • Parcel number: 1402477002
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Lake Privileges,Waterfront
  • Waterbody name: Lake St. Clair

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$254$3,048
Property Taxes $542$6,504
Electricity $203$2,445
Total$3,673$44,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,931/yr
40% on housing$110,190/yr
45% on housing$97,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 48082$129
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48082$188
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$555,000
2020-09-11Sold$235,000

For Sale by Agent

AgentJamison Agnello, J Michael Realty LLC
BrokerageJ Michael Realty LLC

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