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104-18 187th Street, Saint Albans, NY, 11412

3beds
2baths
1,540sqft
$1,599,000
$1,038price/sqft
$9,820/moest. monthly cost
$392,800/yrincome needed

About This Home

One Family Sit On 50X137 Lot, R-3A Zoning. Ideal To Expand And Convert To 2 Family, Allow 4110 Building Square Feet. Close To All Amenities., Additional information: Appearance:Excellent,Separate Hotwater Heater:Yes

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Ps 118 Lorraine HansberryGrades PK-50.3 mi
5/10
Is 192 The LindenGrades 6-80.9 mi
5/10
Cambria Heights AcademyGrades 9-120.4 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Formal Dining
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,540
  • Total interior livable area: 1,540 sqft

Property

Details

  • Parcel number: 103720029
  • Special condition: None

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 6,850 sqft
  • Lot size dimensions: 50 x 137

Parking

  • Total spaces: 2
  • Parking features: Detached,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$482$5,784
Property Taxes $999$11,988
Electricity $254$3,053
Total$9,820$117,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$336,685/yr
40% on housing$294,600/yr
45% on housing$261,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,038This listing

vs Other Active Listings

Avg $/sqft

ZIP 11412$504
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11412$517
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,599,000
2026-03-19Listed for sale$1,600,000
2021-12-29Listing removed--
2021-11-16Price change$2,800
2021-11-10Listed for rent$3,000
2021-11-02Listing removed--
2021-10-19Price change$3,000
2021-10-12Listed for rent$3,200
2019-03-27Sold$600,000

For Sale by Agent

AgentNavin B. Sookra GRI CBR
BrokeragePrestige Homes NY Inc

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