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209-209 Centre Ct #213, Quincy, MA, 02169

3beds
2baths
2,800sqft
$1,080,000
$386price/sqft
$7,225/moest. monthly cost
$289,000/yrincome needed

About This Home

Three Buildings on One Residential 0.11-Acre Lot! Currently a legal two-family property, this unique offering provides exceptional owner-occupant and investment potential.The main house features 7 rooms, including 3 bedrooms and 2 full bathrooms, with hardwood floors throughout, high ceilings, granite countertops, and a finished basement.Building 2 is a separate income-producing rental unit offering 3 rooms and 1 bedroom, providing immediate rental income. Building 3 is a two-story structure featuring a 361 sq. ft. garage on the first level and an additional 371 sq. ft. of residentially zoned, partially finished space above. This flexible space could be completed as a studio, home office, workshop, or other permitted use, subject to local regulations. Conveniently located within a 15-minute walking distance of the Quincy Adams MBTA Red Line Station, this rare property offers easy access to public transportation, shopping, dining, and major highways. A unique opportunity to own this property.

Getting Around

67
WalkingSomewhat Walkable
62
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

6/10
5/10
Quincy High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter,Block,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Side by Side

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Range Hood
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathroom With Tub,Bathroom With Tub & Shower,Living Room,Dining Room,Kitchen,Family Room,Living RM/Dining RM Combo
  • Window features: Insulated Windows
  • Flooring: Wood,Hardwood
  • Finished area below ground: 731
  • Finished area above ground: 2,069

Heating

  • Heating features: Steam,Natural Gas,Other

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: M:3103 B:19 L:3,182187
  • Zoning: RESB

Features

  • Patio & porch: Porch
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 4,907 sqft
  • Features: Other

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,461$65,532
Home Insurance *$294$3,528
Property Taxes $918$11,016
Electricity $552$6,625
Total$7,225$86,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,714/yr
40% on housing$216,750/yr
45% on housing$192,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$377
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$1,080,000
2022-06-30Sold$950,000

For Sale by Agent

AgentLin Xu
BrokerageDream Realty

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