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10 Bank Street UNIT 10, Eastham, MA, 02642

1beds
2baths
1,256sqft
$749,000
$596price/sqft
$4,838/moest. monthly cost
$193,520/yrincome needed

About This Home

Affordable opportunities like this don't come along every day! Priced to sell quickly--don't miss your chance! This spacious bright and sunny condominium, 1,256 sq ft, with an addition unfinished 1256 sq ft lower level in sought-after Cedar Banks Landing in Eastham, offers soaring vaulted ceilings, beautiful wood floors, an open floor plan, stunning kitchen and baths, first floor primary and lovely living area that can fit a relaxing daybed plus a first-floor laundry, full basement, gas heat, central A/C, and an attached one-car garage with a beautiful epoxy floor. Desirable corner location. Condo fees include master insurance, landscaping, snow removal, & trash pickup. Minutes to the Cape Cod National Seashore, Coast Guard Beach, Cape Cod Bay beaches, and the Cape Cod Rail Trail. Watch a spectacular Coast Guard Beach sunrise and end the day with breathtaking Bay sunsets. Cross the street at the lights and walk to restaurants, ice cream shops & shopping. Offered mostly furnished. Exceptional value in today's market. Seller welcomes all offers and is ready for a quick closing. Easy to show. Don't let this amazing opportunity pass you by to start living that cape cod life! Won't last

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

6/10
Eastham Elementary SchoolGrades PK-51.4 mi
6/10
6/10

Construction

Condition

  • Property condition: Actual
  • Year built: 2021

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Bulkhead Access,Interior Entry,Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,256
  • Total interior livable area: 1,256 sqft

Property

Details

  • Parcel number: EAST M:8 B: L:288E
  • Attached to another structure: Yes
  • Zoning: Retail
  • Special condition: None

Features

  • Stories: 1

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$292$3,504
Property Taxes $405$4,860
Electricity $354$4,259
Total$4,838$58,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,874/yr
40% on housing$145,140/yr
45% on housing$129,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$596This listing

vs Other Active Listings

Avg $/sqft

ZIP 02642$388
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02642$447
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$749,000
2023-08-18Sold$699,900
2022-05-13Listed for sale$699,900

For Sale by Agent

AgentMarirose Lynch
BrokerageRE/MAX Real Estate Center

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