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29931 State Highway 86, Eagle Rock, MO, 65641

3beds
3baths
4,280sqft
$599,000
$140price/sqft
$4,265/moest. monthly cost
$170,600/yrincome needed

About This Home

This beautiful log cabin on a lakefront bluff has a proven track record as a successful nightly rental. Walkout basement with wet bar, vaulted ceilings in the great room with floor-to-ceiling windows showcasing breathtaking lake views ,3 covered decks to soak in the outdoors. Spacious 25-ft-deep 2-car garage - perfect for storing boats or lake toys. Currently furnished with a pool table, ping pong table, and foosball table, this home is ready for fun! Sleeps up to 18 guests comfortably. RV hookup on site for added flexibility No restrictions, no HOA. Being sold fully furnished. 2015 24' Manitou X-Plade luxury tritoon, 12 passenger with a 250 Evinrude motor available for additional funds. Potential rental boat slip w/lift available at Eagle Rock Marina. Just 10 miles to Roaring River State Park for world-class trout fishing. Easy day trips to Eureka Springs and Branson for dining, shopping, and entertainment.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
6/10
Discovery Middle SchoolGrades 6-82.4 mi
9/10
Liberty High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine,Cabin,Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 4,280
  • Total interior livable area: 4,280 sqft

Property

Details

  • Parcel number: 15712
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Gravel Driveway
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Table Rock Lake

Lot

  • Lot size: 1.50 Acres
  • Features: City Lot,Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$382$4,584
Property Taxes $529$6,348
Electricity $326$3,922
Total$4,265$51,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,228/yr
40% on housing$127,950/yr
45% on housing$113,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 65641$136
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 65641
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$599,000
2026-01-16Listing removed$660,000
2026-01-03Listed for sale$660,000
2024-07-12Listing removed$765,000
2024-05-01Price change$765,000
2024-02-21Listed for sale$799,800
2022-04-20Sold--
2022-03-16Pending sale$599,000
2022-02-24Listed for sale$599,000

For Sale by Agent

AgentSharon Enge
BrokerageEXP Realty LLC - MO

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