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103 Duck Hope Dr, Hendersonville, NC, 28739

5beds
4baths
2,863sqft
$1,065,000
$372price/sqft
$6,400/moest. monthly cost
$256,000/yrincome needed

About This Home

Located just 2.5 miles from the gates of DuPont State Recreational Forest, this 2019 Moss Creek custom design masterfully blends authentic timber-frame craftsmanship with modern luxury. Nestled on 6.27 private acres that directly border a massive 1,000-acre conservation tract, the property offers a permanent wilderness sanctuary and an unparalleled "infinite backyard" feel. The home's heart is a magnificent Great Room featuring wood-clad cathedral ceilings, rich hardwood floors, and a monumental floor-to-ceiling stacked stone fireplace. The thoughtfully designed layout includes 5 spacious bedrooms and 3.5 baths, featuring a terrace level complete with a secondary den and a high-performance hybrid gym and recreation room outfitted with a private sauna—the ultimate recovery space after a day of mountain adventures. The exterior living spaces are equally impressive, with expansive decks and a serene screened porch that overlook a private mile of on-site trails. This offering includes deeded access to a pristine 28-acre private lake, reachable via a short, scenic stroll or a quick drive down a dedicated neighborhood access road. Engineered for total peace of mind, the home features dual Rinnai tankless water heaters, a 1,000-gallon propane tank, and a code-integrated dual-fuel generator. Residents also benefit from unique community conveniences, including a caretaker’s cabin that manages all package deliveries and centralized waste disposal. Whether you are seeking a quiet mountain escape or a sophisticated home base for world-class hiking, biking, and paddling, this Moss Creek estate represents a rare and irreplaceable opportunity in the heart of Western North Carolina. Leave the driveway turn right and few hundred yards on your left is an gravel/dirt road bed that will take you right to the lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
Hillandale ElementaryGrades PK-510.5 mi
6/10
Flat Rock MiddleGrades 6-810.5 mi
5/10
East Henderson HighGrades 9-1212.1 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Hardboard Siding

Other

  • Builder name: Jerry Brown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Exhaust Hood,Microwave,Propane Water Heater,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Basement,Mud Room,Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Concrete,Tile,Wood
  • Fireplace features: Gas Starter,Gas Vented,Great Room,Living Room,Primary Bedroom,Wood Burning
  • Finished area below ground: 1,075
  • Finished area above ground: 1,788

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 2,863 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9968777
  • Zoning: R3
  • Special condition: Standard
  • Other equipment: Generator Hookup

Features

  • Levels: Two and a Half
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Screened
  • Exterior features: Sauna
  • Has view: Yes
  • View description: Winter

Lot

  • Lot size: 6.42 Acres
  • Features: Level,Private,Rolling Slope,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Drought
Hail
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,385$64,620
Home Insurance *$290$3,480
Property Taxes $459$5,508
Electricity $266$3,199
Total$6,400$76,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,428/yr
40% on housing$192,000/yr
45% on housing$170,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 28739$254
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28739$242
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$1,165,000
2025-06-09Price change$1,295,000
2025-03-03Listed for sale$1,375,000
2018-04-13Sold$130,000

For Sale by Agent

AgentBilly Harris
BrokerageHoward Hanna Beverly-Hanks Brevard South

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