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2025 Pacheco Pass Hwy, Gilroy, CA, 95020

3beds
1baths
2,682sqft
$995,000
$371price/sqft
$6,829/moest. monthly cost
$273,160/yrincome needed

About This Home

Major Price Reduction! Property shown by appointment only. DO NOT DISTURB OCCUPANTS! Incredible opportunity only minutes to town! This property consists of two separate parcels being sold totaling 2.13 acres of usable land (APN# 841-23-013 & 841-23-009). The properties feature a 3 bedroom 1 bath home (approximately 1300 sf.), operating neighborhood market (approximately 1032 sf., 1 bedroom cottage (approximately 350 sf.) and a shop/barn (approximately 750 sf. Numerous fruit trees, 7 off street parking stalls, and street signage. Recent addition of Traffic light at intersection of Pacheco Pass Highway and Frasier Lake Road has increased business tremendously.Why buy a single family residence when you can buy a family compound??? This property has great upside potential and in the path of future development. Don't miss out!!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Rucker Elementary SchoolGrades K-55.1 mi
5/10
Solorsano Middle SchoolGrades 6-83.7 mi
5/10
Gilroy High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: SeparateFamilyRoom

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,682
  • Total interior livable area: 2,682 sqft

Property

Details

  • Parcel number: 84123009
  • Zoning: A-40A
  • Special condition: Standard

Lot

  • Lot size: 1.94 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Guest,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$173$2,076
Property Taxes $1,050$12,600
Electricity $575$6,901
Total$6,829$81,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,137/yr
40% on housing$204,870/yr
45% on housing$182,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 95020$540
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95020$508
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-03Price change$550,000
2023-03-30Listed for sale$995,000

For Sale by Agent

AgentVictor Borelli
BrokerageVictoria Properties

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