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4221 Ga Highway 119 Highway N, Clyo, GA, 31303

2beds
2baths
1,968sqft
$439,900
$224price/sqft
$2,936/moest. monthly cost
$117,440/yrincome needed

About This Home

Discover the perfect blend of modern updates and peaceful country living with this beautifully renovated home set on 8.3 private acres. Surrounded by nature and featuring two serene ponds, this property offers a rare opportunity to enjoy space, privacy, and tranquility right in your own backyard. Both ponds are stocked with catfish and bass. The back of the property is wooded, perfect for hunters or those that just want to watch enjoy nature! Inside, you’ll find a thoughtfully updated interior designed for both comfort and style. The fully remodeled kitchen is a standout, featuring modern finishes and functionality that make it the heart of the home. You will love the exposed beam ceilings in the kitchen and through the living room. New 20 mil LVP flooring flows seamlessly throughout, complemented by updated lighting and ceiling fans in every room. Smart wi-fi switches add a layer of convenience, giving you effortless control at your fingertips. The guest bathroom has been tastefully refreshed, while the home also features a new tankless water heater for added efficiency and endless hot water. With 2 bedrooms and 2 bathrooms, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing land, privacy, or modern upgrades. Whether you’re enjoying quiet mornings by the ponds or entertaining under the open sky, this property offers a lifestyle that’s hard to find. Don’t miss your chance to own this unique retreat—where comfort meets acreage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
6/10
6/10

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,968 sqft

Property

Details

  • Parcel number: 0405000000025B00
  • Zoning: AR-2
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Panoramic,Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond

Lot

  • Lot size: 8.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$167$2,004
Property Taxes $326$3,912
Electricity $219$2,637
Total$2,936$35,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,662/yr
40% on housing$88,080/yr
45% on housing$78,293/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 31303$271
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31303$217
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$450,000
2021-09-03Sold$209,900
2021-05-11Listed for sale$209,900
2021-03-26Listing removed--
2021-03-22Listed for sale$209,900
2021-03-13Contingent$209,900
2021-01-05Listed for sale$209,900

For Sale by Agent

AgentMallorie J. Johnson
BrokerageNext Move Real Estate LLC

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