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1073 La Costa Ln Unit 175, Winter Haven, FL, 33881

3beds
2baths
0sqft
$129,900
--price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

3 Bedroom | 2 Bath |1,478 sq ft | $129,900 Four Lakes Golf Club Lot 175 Welcome to this beautifully maintained home with a bright and inviting living space, perfectly positioned on a desired corner lot with sweeping golf course views. From the moment you arrive, the curb appeal sets this home apart. Lush, vibrant landscaping wraps the property in color and texture, highlighted by manicured lawns, mature palms and thoughtfully designed garden beds that create a serene, resort-like setting. Step outside to your spacious lanai and take in the peaceful golf course backdrop-an ideal place to sip your morning coffee or unwind at sunset. This home includes a golf cart garage, your own golf cart, and a FREE one-year golf membership, offering a true lifestyle upgrade for golf enthusiasts. Inside, a bright and functional layout welcomes you with both a formal dining space and a charming dining nook. The kitchen features newer stainless steel appliances, a Culligan water system, and comes partially furnished-making your move seamless and stress-free. Designed with a split floor plan for added privacy, the primary suite serves as a relaxing retreat with an en suite bath, a brand-new walk-in shower, and two walk-in closets-one located in the bedroom and the other accessible from the bathroom. Additional highlights a decorator driveway that enhances the home's polished exterior and a brand-new roof installed in 2025 for peace of mind. This move-in-ready home blends comfort, beauty and lifestyle. With standout landscaping and picturesque views, it offers a rare opportunity to own a slice of golf course paradise at an exceptional value.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Denison Middle SchoolGrades 6-85.0 mi
3/10

Construction

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,478

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,478

Property

Details

  • On leased land: Yes
  • Lease amount: 798

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$121$1,452
Property Taxes $79$948
Electricity $197$2,366
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33881$88
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33881$165
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Listed for sale$129,900
2021-06-04Listing removed--
2021-04-09Pending sale$69,500
2021-02-19Price change$69,500
2021-01-12Listed for sale$71,500

For Sale by Agent

AgentCheryl Dobbs
BrokerageCRF Communities

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