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1 Church Rd, Imlay City, MI, 48444

3beds
2baths
1,300sqft
$374,900
$288price/sqft
$2,520/moest. monthly cost
$100,800/yrincome needed

About This Home

Imlay City New Construction! Ground breaking soon on a beautiful, affordable 3 bedroom, 2 bath split ranch on almost two acres just minutes from Imlay City. Open concept living, dining & kitchen feels spacious and inviting while the split bedrooms offer privacy for family and guests. A first-floor laundry provides convenience plus the two-car attached garage and full basement offer plenty of storage. List price includes basic selections only; upgrades are available at additional cost upon request. Photos are of a previously built home with optional upgrades. Builder has other lots available to choose from if desired and is willing to build larger home if desired. Lots 3 and 4 can accommodate a walk-out basement. Schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Weston Elementary SchoolGrades PK-22.1 mi
7/10
Imlay City Middle SchoolGrades 6-82.1 mi
5/10
Imlay City High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 110
  • Dimensions: 11 X 10

Features

  • Finished area above ground: 1,300

Great Room

  • Level: Entry
  • Area: 221
  • Dimensions: 17 X 13

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Entry
  • Area: 110
  • Dimensions: 11 X 10

Laundry

  • Level: Entry
  • Area: 54
  • Dimensions: 6 X 9

Other

  • Level: Entry

Primary Bathroom

  • Level: Entry

Primary Bedroom

  • Level: Entry
  • Area: 154
  • Dimensions: 11 X 14

Property

Details

  • Parcel number: 01101501201
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 1.99 Acres
  • Lot size dimensions: 165 x 526

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$184$2,208
Property Taxes $253$3,036
Electricity $188$2,259
Total$2,520$30,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,400/yr
40% on housing$75,600/yr
45% on housing$67,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 48444$158
Lapeer County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 48444$161
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$374,900
2026-02-09Price change$359,000
2025-09-12Listed for sale$339,000
2023-05-15Listing removed--
2021-05-19Pending sale$21,499
2021-02-22Price change$21,499
2021-01-12Pending sale$21,600
2021-01-12Listed for sale$21,600
2020-11-21Pending sale$21,600

For Sale by Agent

AgentWayne H Tobey
BrokerageCornerstone Real Estate Co LLC

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