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405-407 Redcliffe St, Elizabethport, NJ, 07206

3beds
2baths
--sqft
$579,900
--price/sqft
$4,300/moest. monthly cost
$172,000/yrincome needed

About This Home

Welcome to this charming one-family home situated on a quiet, tree-lined street in a highly desirable neighborhood. Offering 3 bedrooms, 2 full baths, a comfortable living room, and an oversized dining room, this home is designed for both everyday living and effortless entertaining. The eat-in kitchen features ceramic tile and a stylish backsplash, while the fully finished basement adds incredible versatility with a summer kitchen, full bath, laundry room, family room, office, and its own outside entrance. Just two blocks from the Goethals Bridge, Turnpike, and New York transportation, this location delivers unmatched convenience.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Kitchen Exhaust Fan,Range/Oven-Gas,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: BathOthr,FamilyRm,GarEnter,Laundry,Office

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: Basement

Features

  • Office
  • Window features: Thermal Windows/Doors
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Natural Gas
  • Cooling features: 1 Unit

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2904006860000000150000
  • Zoning description: Res

Features

  • Exterior features: Barbecue
  • Fencing: Metal Fence

Lot

  • Lot size: 3,484 sqft
  • Features: Level
  • Lot size dimensions: 40 x 90

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$195$2,340
Property Taxes $980$11,760
Electricity $193$2,318
Total$4,300$51,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,428/yr
40% on housing$129,000/yr
45% on housing$114,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07206$319
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07206$307
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$639,000
2023-03-24Listing removed--
2021-03-22Sold$380,000
2021-01-11Listed for sale$385,000

For Sale by Agent

AgentJuan C. Guzman
BrokerageBrewster Realty

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