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3986 Route 85 Hwy, Home, PA, 15747

1beds
1baths
--sqft
$109,900
--price/sqft
$944/moest. monthly cost
$37,760/yrincome needed

About This Home

Welcome to this charming property offering the perfect combination of outdoor space and convenience! Situated along Route 85, this home features 1 bedroom plus an additional bonus room that's perfect for a home office, den, guest room, or hobby space. Set on just over 4 acres, you'll have plenty of room to enjoy the outdoors. The expansive backyard provides endless possibilities for entertaining, gardening, recreation, or simply relaxing in your own space. Weather you're looking for your first home, a place to downsize, or a property with extra acreage, this home offers the flexibility and potential you've been searching for. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Resale

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Electric

Property

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4.04 Acres
  • Lot size dimensions: 4.04

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$44$528
Property Taxes $121$1,452
Electricity $224$2,692
Total$944$11,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,365/yr
40% on housing$28,320/yr
45% on housing$25,173/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15747$73
Indiana County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 15747$169
Indiana County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$109,900
2026-08-02Listed for sale$109,900
2021-07-02Sold$82,500
2021-05-11Pending sale$85,000
2021-02-23Listed for sale$85,000
2021-01-19Pending sale$85,000
2021-01-11Listed for sale$85,000

For Sale by Agent

AgentKatie Lovejoy
BrokerageREALTY ONE GROUP LANDMARK

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