2629 COLD STREAM Lane, Green Cove Springs, FL, 32043
About This Home
Welcome home! Assumable loan at 2.99%. From the moment you arrive, the inviting curb appeal, covered front porch, and charming butterfly garden set the tone. Step inside to a space designed for both comfort and connection. The kitchen, complete with granite countertops, serves as the heart of the home--perfect for gathering, entertaining, and everyday living. With 4 bedrooms and 4 full bathrooms, there is ample space for everyone. The flex room can easily serve as a home office, gym, or playroom, while the upstairs loft is ideal for movie nights or a private retreat. This home features practical upgrades including energy-efficient solar panels, a full gutter system, and a spacious 3-car garage with epoxy flooring that accommodates both vehicles and storage. A dedicated laundry room adds everyday convenience. Enjoy a fully screened-in porch overlooking a peaceful preserve--no rear neighbors, just quiet mornings and relaxing evenings. The nearly 1/4-acre lot offers endless possibilities, whether you envision a pool, garden, or custom outdoor retreat. All appliances convey. Located in one of Northeast Florida's fastest-growing communities with low HOA fees, this property offers the perfect combination of space, value, and lifestyle. Schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Freezer,Ice Maker,Microwave,Refrigerator,Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,In Unit,Upper Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Kitchen Island,Pantry,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,400
- Total interior livable area: 2,564 sqft
Property
Details
- Parcel number: 46052601030100176
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Patio,Screened
- Fencing: Back Yard,Full
- Has view: Yes
- View description: Protected Preserve
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 3
- Parking features: Garage,Garage Door Opener,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,326 | $27,912 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $66 | $792 |
| Electricity | $258 | $3,096 |
| Total | $2,968 | $35,616 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $470,000 |
| 2026-04-23 | Pending sale | $460,000 |
| 2026-04-03 | Listed for sale | $460,000 |
| 2026-03-01 | Listing removed | $450,000 |
| 2025-10-20 | Price change | $450,000 |
| 2025-09-22 | Price change | $470,000 |
| 2025-07-11 | Price change | $484,900 |
| 2025-06-14 | Listed for sale | $489,900 |
| 2021-08-31 | Sold | $355,665 |
| 2021-02-17 | Pending sale | $355,990 |
| 2021-02-04 | Price change | $355,990 |
| 2021-01-22 | Price change | $353,990 |
| 2021-01-10 | Listed for sale | $348,990 |
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