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520 W Montgomery Ave #3, Philadelphia, PA, 19122

2beds
2baths
1,218sqft
$265,000
$218price/sqft
$2,269/moest. monthly cost
$90,760/yrincome needed

About This Home

LUXURY CONDO MINUTES FROM TEMPLE UNIVERSITY | PRIVATE ROOFTOP DECK • SKYLINE VIEWS • REMAINING TAX ABATEMENT. Not every condominium offers a private rooftop retreat. THIS ONE DOES! Welcome to 520 W Montgomery Avenue, Unit 3, a beautifully designed contemporary residence built in 2019. Located just about 10 minutes from Temple University, Center City Philadelphia, public transportation, neighborhood parks, restaurants, coffee shops, and major commuter routes, this move-in-ready home combines the convenience of city living with the comfort of a quiet residential setting. FEATURE: Offering 2 spacious bedrooms, 2 full bathrooms, and approximately 1,218 square feet, this beautifully maintained home features an open-concept layout filled with natural light, soaring ceilings, oversized windows, elegant hardwood flooring, and quality finishes throughout. A ROOFTOP DESIGNED FOR LIVING: The signature feature of this home is its private rooftop deck—an extension of your living space that transforms everyday living. Enjoy your morning coffee as the city comes to life, entertain family and friends on warm summer evenings, grill under the open sky, or simply unwind while taking in beautiful Philadelphia skyline views. This is more than outdoor space. It is your own private urban retreat. Very few comparable homes in the neighborhood offer this combination of private rooftop living and modern design. The heart of the home is a stylish kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, and generous workspace, seamlessly connected to the dining and living areas for effortless entertaining and everyday living. The spacious primary suite includes a WALK IN closet and a private en-suite bathroom, while the second bedroom and full bathroom provide flexibility for guests, family members, or a dedicated home office. A FINANCIAL ADVANTAGE: In addition to its beautiful design, this home also offers the benefit of the remaining Philadelphia Tax Abatement, helping reduce property taxes and lower the overall cost of ownership compared with many resale properties. For both homeowners and investors, this represents meaningful long-term value beyond the purchase price (could be rented about $1800- $2,000/ month - do you own due diligence). LOCATION, LIFESTYLE & VALUE: Whether you're searching for your primary residence or an investment opportunity, this home offers a rare combination of location, lifestyle, and financial advantage. PROPERTY HIGHLIGHTS: • Amazing price • EXCEPTIONAL PRIVATE ROOF TOP with Skyline Views • Remaining Philadelphia Tax Abatement • Built in 2019 • 2 Bedrooms | 2 Full Bathrooms • Approximately 1,218 Sq Ft • Open-Concept Floor Plan • Hardwood Flooring Throughout • Quartz Countertops & Stainless Steel Appliances • Walk-in Closet in Primary Suite • Minutes from Temple University, Center City & Public Transportation • Fully Move-in Ready This is the home to enjoy city living, entertain friends, and create lasting memories. Schedule your private showing today before it's gone.

Getting Around

80
WalkingVery Walkable
83
TransitExcellent Transit
78
BikeVery Bikeable

Schools

4/10
Ludlow James R SchoolGrades PK-80.4 mi
4/10
Penn Treaty Middle SchoolGrades 6-121.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Masonry

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,218

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 888000394
  • Attached to another structure: Yes
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Bi-Level,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$519$6,228
Property Taxes $187$2,244
Electricity $224$2,692
Total$2,269$27,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,794/yr
40% on housing$68,070/yr
45% on housing$60,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 19122$188
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19122$78
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$265,000
2026-07-29Listed for sale$265,000
2026-07-18Listing removed$279,000
2026-06-08Price change$279,000
2026-05-24Listed for sale$290,000
2025-07-07Listing removed$329,000
2025-04-12Listed for sale$329,000
2021-02-13Listing removed--
2021-01-04Listed for rent$1,800

For Sale by Agent

AgentMelody Xing
BrokerageKeller Williams Realty - Moorestown

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