




520 W Montgomery Ave #3, Philadelphia, PA, 19122
About This Home
LUXURY CONDO MINUTES FROM TEMPLE UNIVERSITY | PRIVATE ROOFTOP DECK • SKYLINE VIEWS • REMAINING TAX ABATEMENT. Not every condominium offers a private rooftop retreat. THIS ONE DOES! Welcome to 520 W Montgomery Avenue, Unit 3, a beautifully designed contemporary residence built in 2019. Located just about 10 minutes from Temple University, Center City Philadelphia, public transportation, neighborhood parks, restaurants, coffee shops, and major commuter routes, this move-in-ready home combines the convenience of city living with the comfort of a quiet residential setting. FEATURE: Offering 2 spacious bedrooms, 2 full bathrooms, and approximately 1,218 square feet, this beautifully maintained home features an open-concept layout filled with natural light, soaring ceilings, oversized windows, elegant hardwood flooring, and quality finishes throughout. A ROOFTOP DESIGNED FOR LIVING: The signature feature of this home is its private rooftop deck—an extension of your living space that transforms everyday living. Enjoy your morning coffee as the city comes to life, entertain family and friends on warm summer evenings, grill under the open sky, or simply unwind while taking in beautiful Philadelphia skyline views. This is more than outdoor space. It is your own private urban retreat. Very few comparable homes in the neighborhood offer this combination of private rooftop living and modern design. The heart of the home is a stylish kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, and generous workspace, seamlessly connected to the dining and living areas for effortless entertaining and everyday living. The spacious primary suite includes a WALK IN closet and a private en-suite bathroom, while the second bedroom and full bathroom provide flexibility for guests, family members, or a dedicated home office. A FINANCIAL ADVANTAGE: In addition to its beautiful design, this home also offers the benefit of the remaining Philadelphia Tax Abatement, helping reduce property taxes and lower the overall cost of ownership compared with many resale properties. For both homeowners and investors, this represents meaningful long-term value beyond the purchase price (could be rented about $1800- $2,000/ month - do you own due diligence). LOCATION, LIFESTYLE & VALUE: Whether you're searching for your primary residence or an investment opportunity, this home offers a rare combination of location, lifestyle, and financial advantage. PROPERTY HIGHLIGHTS: • Amazing price • EXCEPTIONAL PRIVATE ROOF TOP with Skyline Views • Remaining Philadelphia Tax Abatement • Built in 2019 • 2 Bedrooms | 2 Full Bathrooms • Approximately 1,218 Sq Ft • Open-Concept Floor Plan • Hardwood Flooring Throughout • Quartz Countertops & Stainless Steel Appliances • Walk-in Closet in Primary Suite • Minutes from Temple University, Center City & Public Transportation • Fully Move-in Ready This is the home to enjoy city living, entertain friends, and create lasting memories. Schedule your private showing today before it's gone.
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Construction materials: Masonry
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,218
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Natural Gas
Interior Area
- Total structure area: 1,218
- Total interior livable area: 1,218 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 888000394
- Attached to another structure: Yes
- Zoning: RM1
- Special condition: Standard
Features
- Levels: Bi-Level,Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $519 | $6,228 |
| Property Taxes | $187 | $2,244 |
| Electricity | $224 | $2,692 |
| Total | $2,269 | $27,228 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Pending sale | $265,000 |
| 2026-07-29 | Listed for sale | $265,000 |
| 2026-07-18 | Listing removed | $279,000 |
| 2026-06-08 | Price change | $279,000 |
| 2026-05-24 | Listed for sale | $290,000 |
| 2025-07-07 | Listing removed | $329,000 |
| 2025-04-12 | Listed for sale | $329,000 |
| 2021-02-13 | Listing removed | -- |
| 2021-01-04 | Listed for rent | $1,800 |
